Eligible Class of Business:


Premium Requirements:
We prefer that locations not have less than $1M total insurable value; however, exceptions are made for small locations that are part of a larger multi-location schedule.

Coverage Highlights:
Replacement cost, Agreed Amount, No Coinsurance, Blanket Limit per Location, Building Ordinance or Law Coverage A, B & C included, Extended Period of Indemnity for Loss of Rents, General Liability Limits of $1M/$2M, Non-Owned and Hired Auto Liability, Excess Liability limit of $10M, Boiler and Machinery and Terrorism Included, Real Property Including Fences, Carports, Signs, Storage & Pools Are Not Excluded!

Attractive Deductibles!
All Risk of Direct Physical Damage start at $10K Per Location Per Occurrence, Windstorm & Hail Deductibles start at $10K Per Location Per Occurrence Non-Coastal and go up to 3%-5% TIV ($100k min) in Convective Wind/Hail States Per Location Per Occurrence, Equipment Breakdown and Terrorism have a $10K Per Location Per Occurrence Deductible, and General Liability has a $2,500 Deductible.


Coverages Offered

Bodily Injury And Property Damage

Business Personal Property

Business Personal Property Coverage

Business Personal Property Off Premise Coverage

Commercial Property

Damage To Third Party Property

Liability For Guests’ Property

Outdoor Property Destruction

Personal Property In Transit

Property Coverage For Personal Property In Rooms Furnished By Operator

Property Damage

Property In Transit

Property Off Premise

Temporary Relocation Of Property

Binging Authority


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