Eligible Class of Business:
We prefer that locations not have less than $1M total insurable value; however, exceptions are made for small locations that are part of a larger multi-location schedule.
Replacement cost, Agreed Amount, No Coinsurance, Blanket Limit per Location, Building Ordinance or Law Coverage A, B & C included, Extended Period of Indemnity for Loss of Rents, General Liability Limits of $1M/$2M, Non-Owned and Hired Auto Liability, Excess Liability limit of $10M, Boiler and Machinery and Terrorism Included, Real Property Including Fences, Carports, Signs, Storage & Pools Are Not Excluded!
All Risk of Direct Physical Damage start at $10K Per Location Per Occurrence, Windstorm & Hail Deductibles start at $10K Per Location Per Occurrence Non-Coastal and go up to 3%-5% TIV ($100k min) in Convective Wind/Hail States Per Location Per Occurrence, Equipment Breakdown and Terrorism have a $10K Per Location Per Occurrence Deductible, and General Liability has a $2,500 Deductible.
Bodily Injury And Property Damage
Business Personal Property
Business Personal Property Coverage
Business Personal Property Off Premise Coverage
Damage To Third Party Property
Liability For Guests’ Property
Outdoor Property Destruction
Personal Property In Transit
Property Coverage For Personal Property In Rooms Furnished By Operator
Property In Transit
Property Off Premise
Temporary Relocation Of Property