Nursing Home – Assisted Living Insurance Programs – CCRCs

Description

We serve agencies who specialize in:

  • Skilled Nursing Facilities
  • Assisted Living Facilities
  • Independent Living (must include AL and/or SN)
  • CCRC

We offer specialized products and services, including:

  • Professional Liability
  • General Liability
  • Excess Liability (high limits available)
  • CYBER Liability
  • Property Coverage for buildings, personal property and business interruption (monoline)
  • Commercial Automobile (including private passenger and transport vans)
  • Boiler
  • Crime
  • Workers’ Compensation
  • Directors & Officers (including employment practices liability)
  • Violation of Resident’s Rights
  • No exclusion for Physical & Sexual Abuse Liability
  • Protection for Medical Directors while acting within the scope of their administrative duties
  • Facility Barbers & Beauticians Coverage
  • Most States Available

Nursing Home – Assisted Living Insurance Programs – CCRCs

  • Minimum Premium $5,000 for AL – $15,000 for SN
  • Employed Physicians can be insured
  • Hired and Non-owned Auto in conjunction with Auto and Property
  • Independent Contractors as Insureds
  • Stand-alone Excess
  • Defense Costs in addition to limits
  • Incident Sensitive Trigger
  • Occurrence Form and Claims made General Liability offered
  • Tail Coverage Options
  • Employee Benefit Liability
  • Extensive Risk Management Services available

Coverages Offered

Professional Liability Insurance (E&O)

General Liability

Excess Flood

Computer Fraud

Computers And Media Insurance Coverage

Interruption Of Computer Services

Bodily Injury And Property Damage

Business Personal Property

Business Personal Property Coverage

Business Personal Property Off Premise Coverage

Commercial Property

Damage To Third Party Property

Liability For Guests’ Property

Outdoor Property Destruction

Personal Property In Transit

Property Coverage For Personal Property In Rooms Furnished By Operator

Property Damage

Property In Transit

Property Off Premise

Temporary Relocation Of Property

Crime Coverage

Workers Compensation

Employee Benefits Liability Coverage

Availability

Request A Quote

Contact Caitlin Morgan Insurance Services