Description

Nonprofit Management Liability
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Enhanced Product with New Pricing

  • Newly enhanced product features at reduced rates
  • $1 million additional side A coverage included on all policies
  • Retention forgiveness included at no charge
  • Full severability
  • Employment practices liability including express social media coverage
  • Fair Labor Standards Act $100,000 sublimit for defense costs and loss (now available in Florida for defense only)

Directors and Officers Liability

  • $1M additional Side A Coverage included on all policies
  • Full severability
  • Employed lawyers, personal injury and publishers liability included
  • Retention forgiveness included at no charge
  • Lifetime Occurrence Reporting Provision
  • Breach of contract coverage
  • Broad definition of claim
  • 80/20 hammer
  • Comprehensive subsidiary coverage
  • Broad lvl carve backs
  • Full prior acts included
  • Defense outside the limit

Employment Practices Liability

  • Employment practices liability including express social media coverage
  • Retaliation carve backs
  • Separate limits of liability for directors and officers and employment practices liability claims
  • Fair Labor Standards Act (FLSA) $100,000 sublimit for defense costs and loss (available in most jurisdictions)
  • Third-party harassment and third-party discrimination coverage

Additional Product Advantages

  • Data & security+ endorsement – $50,000 sublimit each for data breach, identity theft workplace violence and kidnap expenses, plus free identity theft services for directors and officers
  • Risk management services – Free human resource consultation helpline service with unlimited calls and no time limits, plus an online HR resource center. 

Additional Advantages

  • Direct Bill available
  • Available for web quoting
  • Financial stability of a carrier rated A++ by A.M. Best

Coverages Offered

Management Professional Liability

Availability

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Contact Charity First Insurance Services, Inc.