No broker fees & we pay 15% commissions! (Admitted paper only) 

Charity First is proud to be a comprehensive solution for your vacant and partially vacant buildings, as well as vacant land accounts. The products are designed for your residential, commercial and industrial building risks, including those under renovation. We can provide package or monoline coverage options tailored to your clients’ specific needs.

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Product Highlights

  • No restriction of vacancy length
  • Ability to provide short-term policies that can be extended by endorsement
  • Special Form and Replacement Cost coverages available on qualifying risks
  • Vandalism is included in property coverage
  • Independent Contractors coverage is available
  • Package or monoline coverage options
  • Excess coverage available
  • Ineligible risks located in AK, LA and WV

Target Classes

  • Leased space
  • Manufacturing facilities
  • Office buildings
  • Residential homes and condominiums
  • Strip malls
  • Vacant lots and large parcels
  • Warehouses
  • And more!

We Will Consider:

  • Vacant and partially vacant buildings
  • Total insured property values to up $10M per location, depending on the risk
  • Liability on buildings up to 500,000 square feet
  • Renovation or construction costs up to $10M
  • Land that is up to 5,000 acres

Coverages Offered

Vacant Property

Binging Authority


Request A Quote

Contact Charity First Insurance Services, Inc.