Description

Insured Event

ACTIVE ASSAILANT INCIDENT:

A deliberate malicious physical attack by an Active Assailant at a covered location who is present and armed with a weapon, (including handheld instruments, small arms, explosives, and vehicles), and the subsequent action of Authorities.

THREAT INCIDENT:
Any specific threats to inflict bodily injury, or damage, destroy or contaminate property.

COVERAGE HIGHLIGHTS

  • Legal Liability: Coverage for the Damages and Claim Expenses an insured will become legally obligated to pay following an incident.
  • Physical Damage: Coverage for the cost of physical loss, damage or destruction to Insured property resulting from an active assailant incident.
  • Business Interruption: Indemnification for business interruption loss resulting from physical damage or denial of access following an incident.
  • Extra Expenses: Cover for a range of extra expenses and costs likely to be incurred by an insured.
  • Response Fees: The Cost of Critical Incident response from our market leading security consultants GardaWorld.

ISA PRODUCT ENHANCEMENTS

  • Psychiatric Care for insured persons or a member of an
  • insured person’s immediate family
  • Temporary staff costs – recruitment costs to replace
  • employees physically present during an active assailant incident
  • Event cancellation extra expense
  • Accidental death benefit for an insured person
  • Insured person includes clients/residents and volunteers
  • Service dogs covered
  • Vehicle includes all-terrain vehicles and snowmobiles
  • Repatriation of remains to their country of origin

Coverages Offered

Physical Damage

Legal Liability

Active Assailant Incident

Business Interruption

Extra Expense

Availability

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