Description

The spa industry is expanding and so are the number of services offered in these facilities. Professional Program Insurance Brokerage (PPIB) offers programs that cover most services.

These include:

  • Hairdressing & Barbering Services 
  • Eyelash and/or Eyebrow Enhancements 
  • Sugaring/Threading
  • Waxing 
  • Topical Makeup Application
  • Manicures & Pedicures 
  • Facials 
  • Massage/Endermologie with Hot Stone 
  • Electrology 
  • Needling/ Collagen Induction Therapy 
  • Airbrush Tanning 
  • Microdermabrasion 
  • Reiki
  • UV Tanning 
  • LED Light Therapy 
  • Microcurrent 
  • Dermaplaning 
  • Aesthetic/Medical Peels 
  • Body Wraps 
  • Aesthetic Plasma 
  • Hyaluranic Pen “Injections” 
  • Non Invasive Ultrasound 
  • Aesthetic Radio Frequency 
  • Cryo Spot Treatments 

Who’s Covered: Entire facilities, their employees and independent contractors working on behalf of the business.

Liability:

  • General Liability and Professional Liability with limits up to $1,000,000/$2,000,000
  • Can Include: 
    • Communicable disease
    • Sexual abuse
    • Cyber Protection 
  • Personal and Advertising Liability
  • Products Liability including Private Label Products 
  • Medical Payments up to $5k
  • Fire Legal Liability up to $100k
  • Excess Liability 

Property:

  • Building
  • Business Personal Property
  • Business Income and Extra Expense
  • Contingent Business Income 
  • Equipment Breakdown 
  • Spoilage
  • Property of Independent Contractors 
  • Property in Transit 

Professional Program Insurance Brokerage
1304 Southpoint Blvd, Suite 101 Petaluma, CA 94954
CA License # 0B17238
 

Coverages Offered

General Liability

Professional Liability Insurance (E&O)

Availability

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Contact Professional Program Insurance Brokerage