The senior living industry is dynamic and ever-changing. New exposures continue to present themselves and innovative solutions must be created for your clients in this industry. For this reason, it is vital to work with a team of specialized experts dedicated to serving this industry with decades of experience. PBC’s Senior Living insurance program provides comprehensive protection for a highly regulated and dynamic industry.

Target Business:

• Skilled nursing home facilities

• Assisted living facilities

• Independent living facilities

• Continuing care retirement communities

• Alzheimer’s / Memory care facilities

Coverages Offered:

• Professional and General Liability (Claims made/occurrence)

• Environmental Liability Coverage

• Excess Liability (high limits available)

• Property Coverage for buildings, personal property and business interruption

• Automobile (including private passenger and transport vans)

• Boiler

• Crime

• Workers’ Compensation

• Directors’ & Officers’ (including Employment Practices Liability)

• Employee Benefits (including medical and life)

• Residents’ Funds Bonds

• Voluntary Employee Benefits (on payroll deduction plans)

• Violation of Residents’ Rights

• Coverage for physical and sexual abuse

• Protection for medical directors while acting within the scope of their administrative duties

• Facility Barbers and Beauticians Coverage

Territory: Continental U.S.

Required Documentation:

• Supplemental Application (available on our website)

• 5 Years currently valued company generated loss run

• Acord Applications

Minimum Account Premium: $25,000 for Liability

For more information contact:

Gary Shapiro
Phone: (855) 781-9707

Tom Henderson
Phone: (855) 781-9707

Coverages Offered

Pollution Liability

Commercial Property

Bodily Injury And Property Damage

Binging Authority


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