Description

Adult Nightclub Insurance

Our Knowledge & Expertise is Your Insurance!

At RMS HG, our underwriters are experienced entertainment specialists, who underwrite the unique operations and exposures of each risk to customize an insurance program that fits your needs. We are one of a few handful of underwriters that have decades of experience in this class. We participate in a Nationwide Adult Club Expo which ensures we are appraised of relevant political and legal information. Our expertise includes “in-house” legal counsel with knowledge of liquor law liability issues/venues nationwide. No insurance branch office or wholesale channel conflicts as our program is exclusively through RMS Hospitality Group. RMS HG is pleased to have this opportunity to propose an exclusive Insurance Product to Adult Nightclub owners provided by an “A+” XV Insurance company. RMS has the “pen” with the insurance carriers allowing RMS HG to rate, quote, and issue policies for the insurance carriers with authority.

COVERAGE HIGHLIGHTS INCLUDE:

  • A.M. Best Rated “A +” XV
  • Can Quote 100% Liquor Sales
  • 0 Deductible
  • Excess Available
  • Includes General Liability, Assault & Battery, Liquor Liability

LIMITS OF INSURANCE

  • GENERAL AGGREGATE LIMIT

$2,000,000

  • PRODUCTS-COMPLETED OPERATIONS AGGREGATE

$2,000,000

  • PERSONAL & ADVERTISING INJURY

$1,000,000

  • EACH OCCURRENCE LIMIT

$1,000,000

  • LIQUOR LIABILITY LIMIT

$1,000,000

  • FIRE DAMAGE LIMIT (ANY ONE FIRE)

$100,000

  • MEDICAL EXPENSE LIMIT

EXCLUDED

  • ASSAULT & BATTERY AVAILABLE UP TO

$1,000,000

  • EXCESS LIMITS AVAILABLE UP TO

$5,000,000

  • HIRED/NON OWNED AUTO LIABILITY LIMIT

$1,000,000

 

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Coverages Offered

Bodily Injury And Property Damage

Business Income From Dependent Properties Insurance Coverage

Business Personal Property

Business Personal Property Coverage

Business Personal Property Off Premise Coverage

Commercial Property

Damage To Third Party Property

Liability For Guests’ Property

Outdoor Property Destruction

Personal Property In Transit

Property Coverage For Personal Property In Rooms Furnished By Operator

Property Damage

Property In Transit

Property Off Premise

Temporary Relocation Of Property

General Liability

Availability

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Contact RMS Hospitality Group