RPS Signature Programs ChiroChoice insurance product is designed to meet chiropractors’ professional and general liability insurance needs by offering broad coverage, competitive pricing, and outstanding customer service from experienced program underwriters who understand chiropractors’ unique insurance needs.

Coverages

• Occurrence or claims-made coverage*
• Premises Liability, Personal Injury Liability, and Billing E&O defense included
• Sexual Misconduct
• Consent to settle available in most states
• HIPAA defense only and administrative hearings defense
• Loss of earnings for defense assist, an assault upon the insured, first-aid expense, medical payments to others, and more

*Not available in Kansas & New Mexico

Target

• Individual
• Groups
• New grads
• Students

Available in 48 states

Limits

• Occurrence or claims-made coverage
• Limits available up to $1,000,000/$3,000,000 (in most states)
• Defense costs are outside the limits of liability
• General liability for premises include at no additional cost $1,000,000 aggregate
• Administrative hearings legal expenses up to $25,000 aggregate limit
• Billing E&O up to $50,000 aggregate limit
• Sexual misconduct legal defense coverage $100,000 aggregate limit
• Data Breach up to $50,000 aggregate

Why RPS Signature Programs