Physical Therapy/Outpatient Rehabilitation


Specialized Insurance Solutions Designed for the Unique Needs of Physical Therapy and Outpatient Rehabilitation Providers

With an expert team specializing in the Physical Therapy/Outpatient Rehabilitation industries, our insurance program provides a broad portfolio of enhanced coverages at competitive prices. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time and claims expertise.

This program is available in all 50 states.

Who it Covers

  • Physical Therapy
  • Occupational Therapy
  • Speech Therapy
  • Massage Therapy
  • Athletic Trainers
  • Physical Therapy Assistants
  • Contracted Workers

What it Covers

Our coverage options include:

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability

Program Highlights

  • Trusted Carrier Partners: We work only with A.M. Best ‘A’ Rated or higher carriers. You can trust us to protect your clients’ business.
  • Competitive Commission Structure: We offer competitive commission structure to our agent and broker partners, and pride ourselves on providing unparalleled service at all times.

Risk Management Expertise: Access to our in-house corporate counsel and claims team, as well as a full portfolio of risk management resources helps your clients to manage their risk and defend their business.

Coverages Offered

General Liability

Professional Liability Insurance (E&O)

Commercial Auto

Commercial Auto

Commercial Property

Workers Compensation


Directors And Officers Liability

Employment Practices Liability (EPLI)

Cyber Liability

Binging Authority


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