Global Commercial Insurance Pricing Up 19% in Second Quarter

Today Marsh released its Global Insurance Market Index for the second quarter of 2020. The increase, the largest since the index was launched in 2012, follows year-over-year average increases of 14% in the first quarter and 11% in the fourth quarter of 2019.

Source: Marsh | Published on August 10, 2020

E&S market growth

As with the first quarter, average price increases were driven principally by increases in property insurance rates and financial and professional lines. Among other findings, the survey noted:

Global property insurance was up 19% and global financial and professional lines were up 37%, while global casualty pricing was up 7% on average.

Composite pricing in the second quarter increased in all geographic regions for the seventh consecutive quarter.

The US (18%), UK (31%), Continental Europe (15%), and Pacific (31%) regions all had double-digit pricing increases. Pricing increases in these regions were largely driven by increases in property and directors and officers (D&O) coverages.

Certain D&O markets saw large increases. For example, US public company D&O prices were up 59% on average, with more than 90% of clients experiencing an increase. In the UK, D&O pricing increases average over 100%. A similar situation exists in Australia, where a lack of competition has resulted in capacity shortage.

Commenting on the findings, Dean Klisura, President, Global Placement and Advisory at Marsh, said: “While pricing movements this quarter were impacted by losses related to COVID-19, other large losses contributed to overall pricing pressures. As insurers continue to work through claims in property and D&O, and with the full cost of COVID-19 still developing, upward pressure on pricing is anticipated for the balance of 2020.”