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Massive Shredded Cheese Recall Spans 31 States, Includes California

Massive Shredded Cheese Recall Spans 31 States, Includes California

A sweeping voluntary recall of shredded cheese products from Great Lakes Cheese Co. Inc., based in Ohio, now affects more than 1 million bags sold across 31 states, including California. The recall involves products distributed under numerous store and private-label brands that consumers commonly purchase at large national retailers.

According to authorities, Great Lakes Cheese Co. initiated the recall due to the potential presence of metal fragments in certain shredded cheese items. The company began the recall in October. On Monday, the U.S. Food & Drug Administration classified it as a Class II. This classification means the recalled products “may cause temporary or medically reversible adverse health consequences.”

Several major retail brands appear among the dozens of labels impacted. These include Target’s Good & Gather, Walmart’s Great Value, Happy Farms by Aldi, and Sprouts Farmers Market. The products were sold through these retailers in multiple states during the affected distribution period.

The recall covers a range of shredded cheese varieties. Specifically, the affected products include low-moisture part-skim mozzarella, various Italian-style blends, various pizza-style blends, a mozzarella and provolone blend, and a mozzarella and parmesan blend. Authorities noted that most of the recalled cases consisted solely of mozzarella.

In total, the recall involves more than 250,000 cases of shredded cheese. The sell-by dates on the recalled bags range from January through March of 2026, indicating that some products may still be in consumer refrigerators or retail inventories.

The affected states are extensive and reflect wide national distribution. They include Alabama, Arkansas, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Minnesota, Missouri, Mississippi, North Carolina, Nebraska, New Mexico, Nevada, New York, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin.

For insurance industry professionals tracking product and distribution events, this recall offers a clear example of how quickly a manufacturing concern can expand into a multi-state retail issue, particularly when a supplier serves several national chains and private-label programs. The FDA’s Class II classification also provides a formal health-risk context for the recall as it proceeds.

Great Lakes Cheese Co. and regulators continue to provide product-level details through federal recall documentation. For more information about specific products, brands, and sell-by dates included in the recall, the FDA’s recall listing for Event 97827 contains the latest official breakdown.

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Survey Finds 73% of Insurance Leaders Plan Core Tech Updates

Survey Finds 73% of Insurance Leaders Plan Core Tech Updates

Novidea released new survey findings that indicate widespread dissatisfaction with legacy insurance management technology and a near-term push to modernize. In its 2025-2026 report, Scaling for the Future: The State of Insurance Management Platforms, Novidea shares results from a survey of 200 global C-suite insurance leaders. The report focuses on how firms view their current core platforms, what changes they plan to make, and what obstacles stand in their way. It also details how leaders believe their platforms support artificial intelligence today.

Survey Shows Widespread Frustration With Legacy Platforms

The survey found that 95% of insurance professionals face “significant” challenges with their existing legacy core technology platforms. Data-related concerns ranked as the most pressing issues. Respondents cited data security and privacy as the top challenge at 35%, followed by data quality at 33%. Additionally, leaders highlighted high upgrade costs at 32% and high maintenance costs at 26%. They also reported integration difficulties at a rate of 25%.

Novidea described these results as evidence of an urgent need for technological modernization across the insurance industry. The company stated that the report is especially relevant for organizations planning to acquire a new core platform or replace modules in their current systems over the next one to three years.

Leaders Plan Near-Term Technology Change

Although leaders reported facing steep challenges, many also stated that they plan to take action. The survey found that 73% of insurance executives plan to upgrade their core insurance management technology within the next three years.

Among those leaders planning for change, the report revealed two primary approaches. First, 40% are considering a total “rip and replace” of their existing platform. Second, 60% prefer an incremental approach and plan to replace specific modules rather than the entire system.

Firms Target Specific Modules for Replacement

For leaders taking a module-by-module approach, the survey identified the areas most likely to change. Document management ranked as the top module targeted for replacement at 31%. Next, contract builder followed at 29%. Placing platform and claims management tied at 27% each. These results highlight the workflow areas that leaders perceive as most in need of modernization.

Change Projects Face Investment and Internal Barriers

The report also outlined the most prominent obstacles leaders face when trying to execute change projects. Respondents cited lack of investment in new technologies as the top barrier at 27%. Employee resistance to change followed at 23%.

Novidea added detail on where resistance appears most strongly. Of executives who identified employee resistance as a top barrier, most came from small and mid-sized insurance organizations. Only 15% of respondents from companies with more than 5,000 employees selected employee resistance as a leading issue.

Existing Processes Create Multiple Operational Issues

Nearly all respondents said their current processes create problems. Specifically, 99% reported multiple issues tied to existing workflows. The most frequently cited problems were analytical reporting and visualization, at 26%, and claims tracking, at 26%. These findings demonstrate that operational friction extends beyond the core platform itself and into daily work activities.

Survey Highlights Current AI Enablement

The report asked leaders whether their insurance management platform enables them to utilize AI benefits. In response, 71% said their platform enables them to benefit significantly from AI. Another 28% said they benefit somewhat. Only 1% reported no benefit.

The survey also found that larger insurance organizations derive greater value from AI capabilities than smaller firms, indicating that larger players tend to lead in AI integration. At the same time, the report stated that every organization, regardless of size, must maintain accurate data.

Novidea Perspective on Industry Modernization

Julie Shafiki, Chief Marketing Officer at Novidea, said the findings show the insurance industry at a major technological crossroads. She noted that many leaders recognize the need to modernize and are planning changes. However, she also noted that they face barriers, including concerns about system compatibility and internal resistance.

Shafiki stated that Novidea aims to reduce these pressures by offering a cloud-native, end-to-end insurance management platform with open APIs. She said the platform is designed to address common barriers to transformation and to bring value to customers as they grow their business.

Novidea has the full report available for download through its website.

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Ryan Specialty Completes Acquisition of SSRU

Ryan Specialty Completes Acquisition of SSRU

Ryan Specialty, a leading international specialty insurance firm, has announced the completion of its acquisition of Stewart Specialty Risk Underwriting Ltd., also known as SSRU. SSRU is a managing general underwriter based in Toronto, Canada. It specializes in underwriting large-account, high-hazard property and casualty solutions. As a result of the acquisition, SSRU is now part of the Ryan Specialty Underwriting Managers division, or RSUM, within Ryan Specialty.

Ryan Specialty previously announced the acquisition on October 25, 2025. The later release confirms that the deal has moved from announcement to completion.

Background on SSRU and Its Market Position

In the earlier press release, Ryan Specialty said it had signed a definitive agreement to acquire SSRU. The company explained that Stephen Stewart founded SSRU in 2016. Since that time, SSRU has established itself as a Canadian MGU with expertise in manufacturing, utilities, real estate, construction, and oil and gas.

Ryan Specialty also stated that SSRU built a robust distribution network that includes many global retail brokers. In addition, SSRU has capabilities across all 13 Canadian provinces and territories. The press release noted that SSRU’s breadth of expertise and consistent underwriting results have attracted the backing of multiple A-rated carriers.

Leadership Statements About the Acquisition

Ryan Specialty shared comments from company leaders and from SSRU’s president and CEO. Pat Ryan, Founder and Executive Chairman of Ryan Specialty, said that Ryan Specialty is excited to welcome Stephen Stewart and the SSRU team. He described the transaction as strategic, and he said it expands Ryan Specialty’s capabilities in Canada. He also said the deal increases the total addressable market Ryan Specialty serves. In addition, he stated that the Ryan Specialty platform will enhance the value SSRU delivers to its clients and trading partners.

Tim Turner, CEO of Ryan Specialty, said SSRU is an exceptional organization with a proven track record of disciplined underwriting and strong broker relationships. He added that the acquisition allows Ryan Specialty to expand its Canadian market presence at scale. He also said the company is pleased to welcome Stephen Stewart and his team.

Miles Wuller, CEO of Ryan Specialty Underwriting Managers, said SSRU’s talent, underwriting acumen, and innovation align with RSUM’s commitment to offer carrier trading partners unique and high-quality insurance risks. He also stated that SSRU’s deep sector knowledge and national reach position RSUM to deliver a broader product offering into Canada. He added that RSUM looks forward to working with SSRU to deliver greater value to brokers, agents, and carriers across North America.

Stephen Stewart, President and CEO of SSRU, said joining Ryan Specialty Underwriting Managers marks a milestone for SSRU and for the Canadian specialty market. He said SSRU plans to bring its expertise to a broader platform while maintaining the independence and discipline that define its approach. He also stated that the partnership positions SSRU to grow responsibly and continue delivering for clients, brokers, and carrier trading partners across Canada.

Financial and Deal Information Provided

Ryan Specialty reported that SSRU generated approximately CAD $18 million of operating revenue for the 12 months ended September 30, 2025. The press release noted that this figure has not been audited. It also stated that, using current exchange rates, CAD $18 million equates to USD $13 million in operating revenue.

The company did not disclose the terms of the deal. However, it said the transaction was expected to close in the fourth quarter of 2025. Ryan Specialty also stated that Marsh Berry served as exclusive financial advisor to SSRU.

About Ryan Specialty

Ryan Specialty was founded in 2010. It operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers. The firm provides distribution, underwriting, product development, administration, and risk management services. It acts as a wholesale broker and as a managing underwriter with delegated authority from insurance carriers.

Ryan Specialty stated that its mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents, and carriers.

About Ryan Specialty Underwriting Managers

Ryan Specialty Underwriting Managers is an industry leader in delegated authority underwriting services. Its family of MGUs and national programs has the expertise and authority to design, underwrite, bind, and administer a diverse portfolio of risks. RSUM said that its value proposition originates with more than 950 industry professionals. These professionals are supported by centralized technical support and policy lifecycle administration, along with a broad distribution network of retail and wholesale brokers.

RSUM stated that it has serviced clients and trading partners in North America, the UK, Europe, and Asia Pacific since its establishment in 2010.

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Brownyard Group Marks 75 Years of Specialty Insurance Leadership

Brownyard Group Marks 75 Years of Specialty Insurance Leadership

Brownyard Group, a Specialty Program Insurance Manager headquartered in Bay Shore, New York, marked its 75th anniversary on December 3, 2025. The company paired this milestone with a renewed commitment to innovation and the launch of a fresh, new brand look. As it recognizes its long history in specialty insurance, Brownyard also emphasized its focus on adapting to industry needs and serving niche markets across the United States.

Celebrating a 75-Year Milestone

Brownyard Group President Tory Brownyard called the anniversary a rare achievement and highlighted the balance between honoring the past and preparing for the future. He said the company feels proud of its history and wants its refreshed brand to reflect reliability along with the ability to adapt to changing specialty insurance needs. This statement aligned with the company’s broader message that it continues to evolve while maintaining long-standing values.

Growth Alongside the Specialty Insurance Market

Over its 75 years, Brownyard grew from a single insurance program into a nationally recognized specialty insurance leader. The company built its reputation on deep industry expertise, specialized coverages, and strong service. During the same period, the specialty insurance market changed significantly. It moved from a niche offering to a vital part of the global insurance industry. Throughout this evolution, insurance agents remained trusted guides who helped clients understand and select policies. Brownyard described its own progress as keeping pace with these industry shifts. It said it leverages technological advancements to improve operational efficiency and to provide more extensive and personalized offerings.

A Legacy That Began in 1950

William (Bill) H. Brownyard founded the company in 1950. At the start, Brownyard introduced a groundbreaking insurance program for security professionals. The company described this program as the first of its kind in the nation. From that foundation, Brownyard expanded steadily. Today, Brownyard holds recognition as the longest-running, family-owned program administrator in the United States. It serves ten niche industries across all 50 states. These industries range from security services to cemeteries to beauty services, including both manufacturers and salons.

A Refreshed Brand and Digital Experience

To mark the anniversary, Brownyard introduced an updated visual identity. The company rolled out a refreshed logo, updated colors, and a new website. Brownyard said this new look reflects its rich history while also nodding toward the future. The redesigned website, brownyard.com, aims to deliver a more modern look and feel. In addition, the company said it creates a simpler user experience. Brokers and clients can use the site to explore programs, access resources, and request quotes.

About Brownyard Group

Brownyard Group operates as a national program administrator. It develops and provides specialized insurance programs for select industries. These industries include security, pest and wildlife control, alarm services, private investigation, cosmetics, lawn care, libraries, cemeteries, and the beauty industry. Since 1993, Brownyard has also operated Brownyard Claims Management. This in-house facility provides full-service claims handling and loss prevention resources. The company continues to operate from its headquarters in Bay Shore, New York.

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