HabPro Insurance is a best-in-class Commercial Real Estate (CRE) insurance program specializing in package and mono-line property for apartments and condominiums. Built by NSM Insurance Group, the nation’s leading provider of specialty insurance programs, HabPro is available on a non-admitted basis and is focused on providing competitive coverage to the small and middle-market arena.
Trust our expert underwriting team to help you with hard-to-place habitational risks across the country!
- Property amount subject: Up to $15M max
- Non-coastal apartments and condos
- Multi-family homes
- Student housing
- PC 1-7
- Risks with less than 15% subsidized or 30% mercantile
- Available in all states, excluding Alaska, Hawaii, Florida, Louisiana and the five boroughs of New York City
- Robust Property Enhancement Endorsement, which includes various sub-limit coverages
- Business Income
- Equipment Breakdown
- Ordinance & Law A, B & C (up to 10%), D
- Hired & Non-Owned Auto
Why Work with HabPro?
- A+ rated national carrier
- Exclusive policy forms
- Competitive coverages
- Creative solutions for traditional & non-traditional accounts
- Dedicated underwriting expertise
- In-house claims team
- Superior service
Hired & Non-Owned Auto Insurance Coverage
Ordinance Or Law Enforcement Coverage