Find Markets,
Get Quotes

Simply search by coverage or keyword and find the market you are looking for in seconds.

This Week's Featured Markets

SES Single Family Rental Program – Portfolio
Programs Details
HabPro Insurance – Commercial Real Estate Insurance
Programs Details
Transportation
Programs Details
Crane & Rigging
Programs Details
Inland Marine
Programs Details

Connecting People with Insurance Problems to People with Insurance Solutions

Whether you are a Carrier, MGA, Wholesale, Retail Agent, or Broker, we have a solution for you. Leverage our platform to streamline your processes and grow your business.

Looking For Market Distribution?

ProgramBusiness for Carriers, MGA’s & Wholesalers

Our robust platform enables agents to quickly contact you and begin the underwriting, quoting, and submission process.

Schedule a demo Learn More

ProgramBusiness for <span>Carriers, MGA’s & Wholesalers</span> 1

Get a searchable business directory, with any number of program listings

ProgramBusiness for <span>Carriers, MGA’s & Wholesalers</span> 2

Get your program in front our our network of over 80,000+ independent agents

ProgramBusiness for <span>Carriers, MGA’s & Wholesalers</span> 3

Market your programs via on site ads and email marketing campaigns

Looking for a Market?

ProgramBusiness for Retail Agents & Brokers

Find the perfect market for your risk. Search by coverage or keyword and region and start getting quotes immediately.

ProgramBusiness for <span>Retail Agents & Brokers</span> 1

Search 350+ Specialty Programs by coverage or keyword

ProgramBusiness for <span>Retail Agents & Brokers</span> 2

Submit Acords, Drivers’ Schedules, and Loss Runs directly on the platform

ProgramBusiness for <span>Retail Agents & Brokers</span> 3

Try new niche markets and expand your footprint in industries you already serve

ProgramBusiness News

The world of insurance delivered. Insurance Industry News carefully curated by insurance industry experts. Stay up to date on breaking news, industry changes and updates, and press releases from all the major players.

Clean Energy and Carbon Capture Innovations Transform Insurance Industry

The rise in clean energy and carbon capture patents is significantly impacting the insurance industry. This surge in innovations is prompting insurers to develop new products and risk models tailored to these emerging technologies.

Impact on Underwriting

Insurers are revising underwriting processes to accommodate the unique risks associated with clean energy and carbon capture projects. This includes assessing the long-term viability and potential environmental benefits of such technologies.

New Insurance Products

The development of new insurance products is crucial for supporting the growth of clean energy and carbon capture initiatives. Insurers are offering coverage that addresses specific risks related to these technologies, fostering industry growth.

Future Outlook

The trend of increasing patents and technological advancements in clean energy and carbon capture is expected to continue shaping the insurance industry. This evolution highlights the need for insurers to stay agile and innovative in their approach to risk management.

Insurance Industry Embraces Instant Payments Amid Consumer Demand

New data reveals a growing trend of instant payments in the insurance industry, driven by increasing consumer demand for faster transaction processing. Insurers are adopting real-time payment solutions to enhance customer satisfaction and streamline operations.

Benefits of Instant Payments

Instant payments provide numerous benefits, including improved cash flow management, reduced processing times, and enhanced customer experiences. These efficiencies are becoming crucial as policyholders expect quick and seamless transactions.

Adoption Trends

The insurance sector is rapidly integrating instant payment technologies, responding to the need for speed and efficiency in financial transactions. This shift is part of a broader movement towards digital transformation within the industry.

Future Implications

The adoption of instant payments is expected to continue growing, influencing how insurers manage claims and disbursements. This trend highlights the importance of technological innovation in meeting evolving consumer expectations and staying competitive.

Nationwide Report Highlights Positive Outlook and Rising AI Use for Independent Agents

Despite facing inflation, market volatility, and technological changes, independent insurance agents remain optimistic about their business prospects. According to Nationwide's recent survey, 62% of agents rated current U.S. business conditions positively, up from 41% in 2023, with 79% having a positive outlook for their businesses in 2024.

Revenue Growth Expectations

The survey revealed that 65% of agents anticipate revenue growth in the next six months, while only 10% expect a decrease. However, agents expressed concerns about inflation, AI technology, and market volatility, highlighting the economic challenges they face.

Adapting to Economic Conditions

Many agents are looking for ways to reduce expenses, with 53% taking cost-cutting measures. Some have sought personal or business loans, and many have delayed updating their technologies and investing in business processes due to economic pressures.

Increasing AI Adoption

To navigate these challenges, nearly 40% of principal agents have invested in generative AI and automation tools recently. The adoption of AI is seen as a significant opportunity, with 62% of agents already integrating AI technology to enhance customer service, underwriting, and sales processes.

Massachusetts Court Rules on Roof Water Damage in Insurance Claims

The Massachusetts Supreme Judicial Court ruled that rainwater accumulating on roofs does not constitute "surface waters" under property insurance policies. This decision stems from a dispute involving Medical Properties Trust, Inc. and Steward Health Care System regarding water damage at Norwood Hospital after a storm in June 2020.

Ambiguity in Policy Terms

The court found the term "surface waters" ambiguous within the context of the insurance policies issued by Zurich American Insurance Co. and American Guarantee and Liability Insurance Co. This ambiguity must be resolved in favor of the insured, allowing for higher coverage limits than those for flood damage.

Impact on Policyholders

This ruling favors the policyholders, enabling them to claim higher amounts for roof water damage rather than being limited by the lower flood coverage sublimits. The decision underscores the importance of clear definitions in insurance policies to avoid such disputes.

Broader Implications

The case highlights the need for insurers to explicitly define terms within their policies to prevent similar ambiguities in the future.

Get alerts to your inbox on insurance news.

Find Markets, Get Quotes