USG Insurance Services, Inc., a prominent national wholesaler and MGA, is pleased to announce the addition of Tiffany Francis, Associate Producer/Broker to their Garage division team. Francis entered the insurance industry eight years ago, and since then, she has developed expertise in managing multiple portfolios, including new business and renewals. She has built a reputation for fostering strong client relationships, which has been a cornerstone of her continued success in the industry. This move is the most recent change that USG has implemented in its plan to continue expanding its operations nationally as a leading wholesaler brokerage firm. ABOUT USG: USG is a national wholesale broker and managing general agent (MGA) with offices throughout the country. USG represents 400+ A rated carriers, both admitted and non-admitted and is an MGA for 14 carriers, writing business in all states. USG's mission is to become the #1 provider of innovative solutions for the risk management industry--exceeding expectations with its advanced technology, creative problem solving, and research capabilities. CONTACT INFORMATION: TIFFANY FRANCIS Associate Producer/Broker: Garage Division d: 949.238.6538 e: tfrancis@usgins.com  

The U.S. Department of Agriculture (USDA) has announced a significant recall involving 11.8 million pounds of ready-to-eat meat and poultry products from BrucePac due to possible listeria contamination. This follows a similar recall of Boar’s Head deli meats in July, marking two major listeria-related food recalls in just a few months. Listeria monocytogenes is a bacterium that can contaminate food and lead to severe health issues, particularly for vulnerable groups such as pregnant women, the elderly, newborns, and those with weakened immune systems. The infection, which can cause symptoms ranging from flu-like effects to severe neurological complications, is of particular concern because listeria can grow even in cold environments, making it especially dangerous in refrigerated foods like deli meats and cheeses. The recent recall highlights how listeria can contaminate cooked foods during packaging or slicing, even after cooking kills the bacteria. Contamination can occur at multiple points in food processing, often involving surfaces like knives, tables, and conveyor belts. The bacteria are known to form biofilms, making it harder to clean and disinfect equipment. According to the Centers for Disease Control and Prevention (CDC), listeria affects around 1,600 people annually in the U.S., with approximately 260 deaths, making it the third leading cause of death from foodborne illness in the country.

Chatham Insurance Services (Chatham), a DOXA company, today announces new excess of loss coverage designed to help ease the financial volatility caused by catastrophic claims. The coverage is written through United States Fire Insurance Company, rated “A” Excellent by AM Best (2024). United States Fire Insurance Company operates under the registered trademark of Crum & Forster. “Sudden, catastrophic medical claims can be financially and operationally devastating in today’s healthcare market,” said Tony Stephans, executive vice president, Chatham Provider Excess. “This is why Chatham is pleased to introduce excess of loss coverage to our insureds. Excess of loss coverage can provide financial stability in the face of catastrophic claims, no matter the cause, and allow risk-bearing entities to continue to operate at full capacity.” Chatham is one of the largest independent management liability insurance program managers serving the managed care industry, with coverages including managed care, errors & omissions (E&O), cyber, directors and officers (D&O), employment practices liability (EPL), crime, identity fraud, kidnap and ransom and now, excess of loss. The new excess of loss coverage product offerings will include:

• HMO Reinsurance
• Medical Excess Reinsurance
• Provider Excess of Loss, including the following:
  • Accountable Care Organization Reach (“ACO Reach”); and
  • Kidney Care Choices (“KCC”)

Chatham President, Kerry Stetz, says, “I am very excited to expand our product offerings to meet the needs of our existing and future insureds. Financial stability is an important aspect of underwriting management liability lines, so excess of loss products are complementary to Chatham’s current product offerings.” Chatham’s team of excess of loss experts combines industry-leading actuarial models, client specific data and sophisticated pricing models in a data-driven approach to underwriting. Through this approach, Chatham provides cost-effective coverage options tailored to clients’ risk preferences and delivered through strong, financially backed carrier partners such as Crum & Forster. “Crum & Forster is pleased to partner with Chatham Insurance Services to provide excess of loss coverage to our managed care insureds and their brokers,” said Tanya Arrowsmith, SVP, Crum & Forster Accident & Health Division. “Catastrophic claims can make it more difficult, financially, for managed care organizations to adapt to market changes, maintain regulatory compliance, and mitigate risk. This excess loss coverage will help insureds respond to many of these challenges, including managing claim costs and providing reinsurance solutions, and we look forward to working with Chatham to mitigate these risks facing the managed care industry.” Clients benefit from personalized, timely client support, including industry-leading claims processing and access to a suite of curated cost containment vendors specializing in mitigating catastrophic claims. “DOXA is excited to expand our offerings in the managed care space through Chatham’s new excess of loss coverage,” said Kate Fox, executive vice president, DOXA Healthcare. “Through innovative thinking and delivery of new products and enhancements, DOXA can better support the health and managed care space with highly specialized insurance coverage and a team of experienced underwriters. This new coverage allows us to grow our managed care offerings and broaden our footprint as a leader in the healthcare sector.” Chatham’s excess of loss coverage is now live. For more information please visit: https://chathamins.com/eol/. ABOUT DOXA: DOXA is an award-winning specialty insurance platform that acquires and grows niche-market focused insurance program administrators, underwriting and program distribution companies including MGAs, MGUs, Brokers and Direct to Consumer operators. DOXA delivers centralized sales, marketing, underwriting and operational support services to help companies maximize their growth potential. DOXA offers hundreds of custom specialty insurance programs, in support of over 20k agent broker relationships in all 50 states. For information visit www.DOXA.com. ABOUT CHATHAM INSURANCE SERVICES Founded in 2002, Chatham Insurance Services is one of the largest independent Management Liability Insurance Program Managers serving the Managed Care Industry. While Chatham began its operations in 2002, the management team of Chatham have been working in the Managed Care Industry underwriting these product lines since 1997. The Chatham underwriting team brings almost 100 years of combined Professional Liability experience and product line expertise to each account underwritten at Chatham. They are focused on and solely committed to the Managed Care Industry. CONTRACTUAL RELATIONSHIP Products are offered through a contractual relationship between United States Fire Insurance Company, operating under the registered trademark of Crum & Forster and DOXA Programs, LLC d/b/a Chatham Provider Excess.