- Available nationwide except AK & HI*
- Monoline Property and Monoline General Liability are available.
- Property available for coastal risk
*Vacants/Restaurants not available in D.C.
Contractors
- General Liability limits up to $1M/$2M
- Blanket AI, Waiver of Subrogation, Primary and noncontributory available automatically
- No limit to subcontractor cost
- Up to $5M in gross sales
- New Ventures and remodelers eligible
Real Estate
- General Liability limits up to $1M/$2M and Excess limits up to $5M
- Property up to $5M TIV per policy ($10M TIV in select states dependent on carrier)
- Wind deductible as low as 1%
- Properties less than 30% occupied
- Constructed after 1850 to 1900 depending on risk type.
- Lessor’s Risk, dwellings, apartments, condominium and home owner associations, mixed-use buildings, self-storage facilities and vacant properties all eligible
Restaurants, Bars & Taverns
- General Liability limits up to $2M/$2M
- Property up to $5M TIV per policy ($10M TIV in select states dependent on carrier)
- Diverse exposures include dance floors and table service
- Business Personal Property, Equipment Breakdown and Business Interruption available
Manufacturing
- General liability limits up to $1M/ $2M
- Includes products liability (up to $2M products/completed ops)
- Additional insured – vendors available
- Deductibles starting at $500
- Annual revenue up to $5M
- New ventures acceptable
- Commercial & Contract manufacturing eligible
Retail & Services
- General liability limits up to $1M/$2M
- Property up to $5M TIV per policy ($10M TIV in select states dependent on carrier)
- New Ventures Eligible
- Additional coverages such as BPP, Products-completed operations, Inland Marine, Spoilage and Business Income w/Extra Expense available.
- Beauty, barber, nail salons, food trucks, refreshment stands, mobile concession stands, convenience, grocery, gas stations, beer, wine, and liquor stores, retail stores including clothing, furniture, laundry, daycare, hardware, and more.
