Tributary Public Risk is a newly launched managing general agent focused on the Canadian public sector market. The organization plans to use INSTANDA’s no-code platform to support specialized insurance solutions and forecasting tools for public entities and municipalities.
According to the announcement, Tributary Public Risk chose INSTANDA because of the platform’s no-code capabilities, speed, and ability to help organizations bring new products to market quickly while maintaining operational control in-house. The platform also supports scalability and connectivity across multiple insurance functions.
Chris Lorne, CEO of Tributary Public Risk, said the company selected INSTANDA because of its digital capabilities and collaborative onboarding approach.
“The INSTANDA platform stood out as a premier digital solution offering exceptional connectivity, agility and a supportive team that would enable Tributary Public Risk to deliver a broad suite of insurance coverages to Canadian public entities,” Lorne said. “INSTANDA has been a valued partner throughout the onboarding process, collaborating side-by-side with our team from initial talks, to planning, to implementation.”
The INSTANDA platform was built specifically for MGAs and will support how Tributary Public Risk works with partners and customers. In addition, the platform includes support for multiple distribution models and self-service capabilities. Tributary Public Risk said those features will help shape how products are accessed, administered, and serviced across the insurance value chain while supporting its not-for-profit mandate.
Tim Hardcastle, CEO and co-founder of INSTANDA, said the partnership supports Tributary Public Risk’s efforts to modernize insurance offerings for Canadian public entities and municipalities.
“Tributary Public Risk is modernizing insurance for public entities and municipalities across Canada, with a clear focus on data-led underwriting, transparency and flexibility,” Hardcastle said. “We’re proud to support Tributary as it brings this new, not-for-profit model to market and creates the foundations for a faster, more responsive insurance experience across the sector.”
INSTANDA has operated since 2015 and provides AI-enabled no-code policy administration and distribution technology for insurers. The platform is designed to support product development, integration, and customer journey management.
Tributary Public Risk is a wholly owned subsidiary of Rural Municipalities of Alberta. The organization was established in 2025 and focuses exclusively on Canada’s public sector market.
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