Templar Specialty
Description
Our Mission
Directors & Officers Entity Liability
D&O coverage protects against allegations that leadership breeched those duties while serving on a board of directors and/or as an officer and for subsequent claims arising from managerial decisions that have adverse financial consequences.
Claims from stakeholders of an organization can include allegations of fraud, quality of products, negligence, and conflict of interest, breach of contract, financial mismanagement, and self-dealings. Claims can also surface from non-stakeholders such as competitors through claims of deceptive trade practices, market manipulation or intellectual property infringement.
Miscellaneous Professional Liability (MPL)
Coverage includes defense costs, damages arising from negligence performing the service, errors and omissions in providing a service, and/or misrepresentation of information for the service promised to be provided.
Customized coverage
- Primary and Excess
- Non-Admitted
- A wide range of classes
Employment Practices Liability
The most frequent types of claims covered under such policies include wrongful termination, discrimination, sexual harassment, and retaliation. In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) employment-related: defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation, wage an hour and third-party coverage related to other named liability.
- EPL coverage built in for independent contractors when indemnified in the same manner as an employee.
- Optional Wage and Hour, Immigration Investigation, Crisis Management, Social Media Wrongful Act and Workplace Violence Sublimit built into policy and dec page.
- Broad named perils
- Contract exclusion limited to written contracts
Fiduciary Liability
Allegations against those fiduciaries include:
- providing poor or negligent investment practices
- failure to offer appropriate investment options
- charging unreasonable fees
- inadequate communications and a lack of guidance and educational services
- or any action or decision deemed not in the best interest of the plan participants
- Affirmative coverage for Settlor capacity
- Determination of eligibility or vesting of benefits included in definition of administration
Crime
Crime policies covers loss of money securities or other tangible assets through fraud, embezzlement, forgery, misrepresentation, robbery, theft or any other type of business-related crime on the company.
These crimes can be perpetrated by an employee of the organization stealing from the organization or one of its customers or a third party.
- An employee setting up phantom vendors or phantom employees
- 3rd party intercepting funds transfers
- Inventory theft whilst in transit or on premises
- Social Engineering
- Forgery of financial documentation such as checks, or money orders
- Affirmative coverage for Settlor capacity
- Determination of eligibility or vesting of benefits included in definition of administration.
Availability
Applications and Informational PDFs
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