California Non-Admitted Homeowners Coverage

Since 1995, Arrowhead’s Personal Property program has offered residential property coverage with a focus on long-term agency and carrier relationships and underwriting discipline. Backed by an AM Best A+ XV rated carrier, this non-admitted homeowners program is available exclusively in California and provides flexible options for well-maintained properties.

Coverage highlights

• Coverage A limits up to $1.5M for new business and up to $2.5M for renewals.
• One- to four-family owner-occupied dwellings
• Seasonal/secondary dwellings acceptable
• Consideration for prior losses
• Specified Additional Amount of Coverage A – 25% or 50%
• Dwellings built 1930 and newer
• Package endorsements available
• Program Credits – protective devices, renewal, tile roof, mature homeowner, renovated home, new purchase, guarded
  gate or limited community access
• Difference in conditions coverage available

Target markets

• Standard to preferred homes located in California.
• Older well-maintained dwelling with updates
• Pride of ownership must be evident
• Dwellings with low exposure to wildfire
• Coverage A limits between $300,000 – $1,500,000 for new business; up to $2,500,000 Coverage A for renewals

Ease of use

• Online quoting platform
• Real-time brush checks
• Diligent Search and all required signatures completed with Docusign
• Real-time bind for eligible risks

Contact information

For more information, please contact:
Lauri Thum
Marketing Vice President — Property
LThum@ArrowheadGrp.com
760-710-6827