
NJ Homeowners Program
Description
Personal property coverage available to New Jersey homeowners statewide.
Coverage available
· Personal property (homeowners)
Personal property program highlights
- Coverage A limits up to $1.5 million for new business, up to $2M for renewals
- One- & two-family owner-occupied dwellings
- Specified additional amount of coverage A – 25% or 50%
- Increased Ordinance or Law Options – 25% or 50%
- Package endorsements available
- Program Credits – Protective devices, new purchase, 5-year claim-free, renovation, mature homeowner and renewal
- Statewide program
- 1% or 2% hurricane deductibles based on proximity to the coast
Target market
- Standard to preferred homes
- Older well-maintained dwellings with updates
- Pride of ownership must be evident
- Dwellings more than 0.6 miles from the coast
- Coverage A limits between $300,000-$1,500,000 for new business, up to $2,000,000 Coverage A for renewals
For more information and submission requirements
Please contact:
Lauri Thum
Marketing Vice President – Property
LThum@ArrowheadGrp.com
760-710-6827
Who's Covered
Standard to preferred homes, Older well-maintained dwellings with updates, Homes more than 0.6 miles from the coastCoverages Offered
Coverage A limits up to $1.5 million for new business, up to $2M for renewals
One- and two-family owner-occupied dwellings
Specified additional amount of Coverage A - 25% or 50%
Increased Ordinance or Law Options – 25% or 50%
Package endorsements available
Program Credits – Protective devices, new purchase, 5-year claim-free, renovation, mature homeowner and renewal,
Statewide program
1% or 2% hurricane deductibles based on proximity to the coast
Availability
Applications and Informational PDFs
Contact Arrowhead General Insurance Agency, Inc.
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