Commercial Transportation

Description

If your client has risks in the transportation of goods, Bellingham Underwriters (BU), can help.  Our Transportation program has the capability to write a broad range of risks from owner-operators to large fleets, and from extra-heavy truck tractors to light vans, box trucks, and pickups.  We write motor carriers hauling a product for hire as well as private motor carriers hauling their own goods. Our appetite is broad because our knowledge and experience are extensive.

 

WHAT’S NEW

We are excited to announce a new excess product for your insureds. Through our established relationship with Hudson Insurance Group, starting 10/1/22, we will resume offering $1MM over our primary commercial trucking policies. This product is non-admitted giving us flexibility and a broadened solution in offering higher limits. Our Excess Program will offer increased limits of $1MM over our underlying commercial trucking policies.

 

SPECIALISTS IN

  • AGRICULTURAL CLASS
  • AUTO HAULERS
  • CONTAINER HAULERS/INTERMODAL
  • DIRT, ROCK, SAND AND GRAVEL
  • DRY VAN
  • EQUIPMENT INCLUDING OS/OW
  • FLATBED
  • HAZARDOUS MATERIALS
  • LIVESTOCK HAULERS
  • LOG HAULERS
  • LTL OPERATIONS
  • MIXED COMMODITIES
  • RECYCLED/REFUSE/SCRAP HAULERS
  • REFRIGERATED GOODS
  • TANKERS – HAZMAT/NON-HAZMAT
  • U.S MAIL
  • WATER IN BULK
  • WOOD CHIP HAULERS

 

COVERAGES

Auto Liability

  • Limits up to $1,000,000 CSL ($1.2 MM in CA)
  • Including non-owned and hired auto liability

 

Physical Damage

  • $200,000 any one vehicle or $250,000 train (train being the sum of a tractor and trailers)
  • Trailer interchange available

 

Motor Truck Cargo

  • $250,000 any one accident or loss
  • $150,000 any one item

 

Contractors Equipment

  • $500,000 any one accident or loss
  • $200,000 any one item

 

Truckers GL

  • Limits up to $1,000,000 each occurrence/$2,000,000 annual aggregate for BI and PD
  • Excess option $1,000,000 each occurrence/$1,000,000 annual aggregate over above limit
  • Limits up to $100,000 Fire Legal Liability
  • Limits up to $25,000 Medical Payments

 

Excess Liability (only available with Hudson Insurance Company underlying policy)

  • Excess Auto Liability: $1,000,000 per occurrence
  • Excess General Liability $1,000,000 each occurrence/$1,000,000 annual aggregate

 

TARGET CLASSES

While all classes of transportation business are eligible for our program, BU has the greatest success with particular markets of risks. Below are some examples of the key markets we target:

 

  • Agricultural – including but not limited to fruit, produce, vegetable, grain, feed, seed, fertilizer haulers, hay, livestock
  • Auto – focusing on dealership to auction
  • Container Haulers /Intermodal – drayage container haulers in the Ports and Railyards
  • Dirt, Rock, Sand and Gravel – DRS&G of all kinds (including dirty dirt & frac sand)
  • Dry Bulk Goods – dry cement, lime, fly ash, etc.
  • Dry Van – focusing on regional hauls with fixed regular routes
  • Equipment  – including oversized/overweight haulers with specialty configurations and equipment
  • Flatbed – building materials, steel, rebar, lumber, heavy equipment
  • Hazmat – carriers of petroleum or other classified hazardous materials (will not write pollution on petroleum haulers)
  • Log– Log haulers for hire and private log haulers either finished lumber or raw logs
  • LTL– Less than Truckload risks
  • Mixed Use Classes – All mixed operation class (partial agriculture and sand and gravel or flatbed and produce etc.)
  • Recyclables/Refuse/Scrap Haulers – Commercial recycling and refuse haulers, Scrap metal including metal debris removal.
  • Refrigerated – Reefer haulers focusing on regional hauls with fixed regular routes
  • Tankers– Tanker haulers including wine, dairy operations, milk processed or raw, water, syrup, molasses, liquid fertilizers, petroleum (will not write pollution on petroleum haulers)
  • US Mail – Contract haulers for USPS service
  • Vineyard  – Truckers associated with grape production, hauling, bottling, processing

 

SUBMISSION REQUIREMENTS

 

Trucking Non-fleet

  • BU Trucking Non-Fleet Application
  • IFTA’s (if available)
  • Current MVRs for all drivers
  • Currently valued loss runs for the prior four years
  • Copy of Brokerage and/or Sub-haul Contract (if applicable)
  • Any and all applicable supplemental coverage applications

 

Trucking Fleet (5 or more power units)

  • BU Trucking Fleet Application
  • Vehicle Schedule
  • IFTA’s
  • Current MVRs for all drivers
  • Driver list including DOB & DOH
  • List of terminal location if more than one terminal
  • Currently valued loss runs for the prior four years
  • Copy of brokerage and/or sub-haul contract (if applicable)
  • Current financial statement (required on all accounts with more than 25 power units)
  • Any and all applicable supplemental coverage applications

 

Trucking Non-Fleet Renewals

  • BU Renewal Application
  • IFTA’s (if available)
  • Current MVRs for all drivers
  • Currently valued loss runs for the prior four years
  • Copy of Brokerage and/or Sub-haul Contract (if applicable)
  • Any and all applicable supplemental coverage applications

 

Trucking Fleet Renewals (5 or more power units)

  • BU Renewal Application
  • Vehicle Schedule
  • IFTA’s
  • Current MVRs for all drivers
  • Driver list including DOB & DOH
  • List of terminal location if more than one terminal
  • Currently valued loss runs for the prior four years
  • Copy of brokerage and/or sub-haul contract (if applicable)
  • Current financial statement (required on all accounts with more than 25 power units)
  • Any and all applicable supplemental coverage applications

Availability

Applications and Informational PDFs

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