The ISESC Risk Management Program allows schools to enjoy stable long-term cost savings. An analysis of historical rates indicates Indiana schools would have saved 10-30% each year for the previous 5 years compared to commercial industry premiums. Premium savings would have been earning investment income in each school segregated ISESC account.

Comprehensive loss prevention program and strong claims management help the school reduce their dollars spent on claims. Risk Management Program Services are provided by Caitlin-Morgan in partnership with the local designated agent. Structured reinsurance with Midwest Employers Casualty Company caps the annual exposure to loss for each school.

Caitlin-Morgan Insurance Services is offering the program to any Indiana agent that writes school business or markets to schools.

To find out more about the ISESC contact Caitlin-Morgan today.

Indiana Schools Education Service Center Risk Management Program (ISESC)