Guaranteed cost, retrospectively rated, dividend and small and large deductible plans, geared toward Workers’ Compensation buyers interested in more risk transfer than risk assumption.
Customer profile:

  • Most classes of business considered

  • Multiple employer associations and groups

  • Local claim services


  • Broad market for accounts with premium from $5,000 to $10,000,000

  • Flexible product and pricing approach

  • Local expertise with offices in over 20 cities

  • A financial strength and backing

  • Flexible premium payment programs

Features may include:

  • Competitive pricing

  • Superior claim services

  • Various safety programs

  • Guaranteed cost policies

  • Deviated rates

  • Retrospective rating plans

  • Retention plans

  • Schedule rating

  • Large deductible

  • Dividend plans

  • Managed care programs/Credits available in several states

  • 24 hour coverage type programs available in several states

  • Large Risk Alternative Rating Plan

Submission Requirements:

  • Completed ACORD application

  • Appropriate Loss, Premium, Payroll Histories and Employer FEIN#

  • Broad description of operations

  • Experience modification worksheet

  • ERM14 (when needed)

  • Copies of most recent Federal Payroll Tax Filing (941) to support Payroll estimate -(when needed)

  • Schedule from expiring policy (if readily available)

Click Here to Download the form.

Coverages Offered

Workers Compensation


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