Charity First has expanded its offerings to encompass for-profit commercial products now accessible through a Business Owner’s Policy (BOP) and/or a package. Our range of available products includes Special Events Liability, Contractors/Vacant Land & Buildings, Excess/Umbrella, Habitational, Hospitality, and Miscellaneous coverage options.

Receive a quote within minutes for most of these products through our Instant Phone Quoting service at 844-244-1118 or Online Rater.

Target Classes

Preferred Products

• Beauty/Nail Salon/Barber Shop
• Home Based Business
• Laundromats
• Main Street Mercantile
• The Office
• Liquor Stores

Special Event Liability

• Long Shot
• Special Event Wedding
• Special Events

Child Care/Schools

• Commercial Child Care
• Residential Child Care
• Specialty Training Schools

Contractors/Vacants

• Artisan/Trade Contractors
• Contractor’s Equipment
• Janitorial Services
• Lawn Care
• Inland Marine – Builder’s Risk
• Inland Marine Select
• Truckers
• Vacant Building
• Vacant Land

Excess/Umbrella

• Commercial Umbrella
• Excess General Liability

Habitational

• 1-4 Family Dwelling (Commercial)
• Apartments
• Mobile Home Parks
• Residential Condominium Unit Owners

Hospitality

• Concessionaires/Vendors
• Restaurants

Miscellaneous

• Clothing Stores
• Convenience Stores/Deli/Grocery
• Electronic Stores
• Fitness Centers
• Land Leased to Others
• Lessor’s Risk Only

Please contact Frank Tarantino (frank_tarantino@charityfirst.com or 415-536-4037) or visit our website for more info.