Non-Emergency Medical Transportation Insurance

Comprehensive Coverage for NEMT Risks

Cluett Commercial Insurance Agency offers specialized insurance solutions for retail agents serving Non-Emergency Medical Transportation (NEMT) providers. Backed by A.M. Best “A” Rated carriers, our program delivers competitive rates, flexible options, and expert risk management services. Whether your clients are new ventures or established providers, our comprehensive coverage is designed to meet their unique needs.

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Program Highlights

• A.M. Best “A” Rated Protection
• Minimum 1 Unit Required
• New Ventures Welcome (3 years of similar industry experience/owner resume required)
• Superior Claims Handling & Risk Management Services
• Very Competitive Rates & Commissions

Eligible Classes

• Non-Emergency Medical Transportation (NEMT)
• Paratransit
• Ambulance and Emergency Medical Transportation 
• Stand-alone Hired & Non-Owned Coverage

Available Coverages

• Commercial Auto Liability
• Professional Liability
• General Liability
• Excess Liability
• Workers’ Compensation
• Auto Physical Damage
• Large Deductible Programs Available
• Employee Benefits Liability
• Sexual Abuse and Molestation Coverage

Key Program Features

• Carriers Rated A (Excellent)
• More than 20 Years of Commercial Auto Expertise
• Admitted & Non-Admitted Carriers
• Flexible Deductible Programs
• Superior Risk Management Services

Eligible States

Doing business in all states except: AK, HI, LA, MA. Coverage coming soon in CA, NY, and VA!

We Offer Many Transportation & Specialty Programs

If you have opportunities that fall outside these parameters, please Contact an Underwriter for further assistance.