COMMERCIAL PACKAGE
• General Liability
• Property
• Professional Liability
• Sexual Abuse and Molestation
• Crime
• Inland Marine
• Commercial Auto

COMMERCIAL UMBRELLA
Primary Limits Up to $10MM Including:
• General Liability
• Sexual Abuse and Molestation
• Professional Liability
• Auto Liability
• Monoline Excess (attachment X5)

WORKERS’ COMPENSATION
• Up to 17% Dividend Available
• Including All States Except Monopolistic States
• Large Deductible Options Available
• Exclusive Products in NY for Class Codes:

•  9051 Home Health Care
•  8833 Hospital or Residential Care
•  8857 Counseling/Social Work Traveling
•  8864 Developmental Org
•  8865 Residential Care

MANAGEMENT LIABILITY
• Directors’ & Officers’ Liability
• Employment Practices Liability
• Fiduciary Liability

CYBER LIABILITY
• Limits up to $10MM
• Coverage for Phishing Available
• Cyber Ransom Coverage Available