Limits

• Up to $10M (up to $60M with facultative reinsurance)

Insurance Carrier

• AM Best A- XI rated insurer, with eMaxx Reciprocal Insurance Exchange acting as a reinsurer

Policy Form

• ISO Commercial Property

Deductibles

• CAT: 2–3% per occurrence and All Other Perils: $25K–$250K

Variable Cost Structure

• Preferred pricing driven by strong risk management participation
• Potential premium returns of up to 25% based on individual and group performance
• Potential assessments based on loss experience
• Members will also become Subscribers of eMaxx Reciprocal Insurance Exchange

Risk Management Requirements

• Phone Audit prior to Binding
• On-site Inspections after Binding
• Highly Protected CAT Property Standards
• Loss Control Review and Mongoose RM™ Summary
• Approved and Compliant Online Training, including eLive Connect Utilization
• Risk Management Summit Attendance