Insurance Protection Advisors’ Roofing Contractors Program provides custom-made coverages unique to the hazards of this specialty contractor trade.


Eligible Accounts

Both commercial and residential roofing contractors, including waterproofing and other related classes


Coverages Offered

General Liability

  • $1,000,000 per occurrence
  • $2,000,000 aggregate
  • $2,000,000 products/completed ops aggregate
  • $1,000,000 personal & advertising injury
  • $300,000 fire damage limit
  • $10,000 medical payments

Excess Liability

  • Up to $10,000,000 limits available
  • Follow Form Excess over controlled primary General Liability and “A-VIII” rated Employers Liability & Commercial Auto policies


Also Available

  • Worksite Pollution coverage
  • Primary /Non-contributory wording
  • Per project aggregate
  • Employee Benefits Liability


Submission Requirements

  • ACORD Application
  • 5 years currently valued loss runs dated within past 90 days and details of any claims $25,000 or more
  • Resume of owners for businesses in operation less than 5 years
  • Completed Roofing Contractors Supplemental Application

Minimum Premium

  • $10,000


  • All states except New York, and Cook County, Illinois

Why IPA?

  • All in-house authority
  • Web-based application system for faster processing & quoting
  • Carrier “A” Rated by A.M. Best

Who's Covered

Roofing Waterproofing

Coverages Offered

General Liability

Excess Liability

Binging Authority

General Liability


$1000000 Minimum

$5000000 Maximum


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