Insurance Protection Advisors’ Roofing Contractors Program provides custom-made coverages unique to the hazards of this specialty contractor trade.

Eligible Accounts
Both commercial and residential roofing contractors, including waterproofing and other related classes

Coverages Offered
General Liability
$1,000,000 per occurrence
$2,000,000 aggregate
$2,000,000 products/completed ops aggregate
$1,000,000 personal & advertising injury
$300,000 fire damage limit
$10,000 medical payments
Excess Liability
Up to $5,000,000 in-house authority
Follow Form Excess over controlled primary General Liability and “A-VIII” rated Employers Liability & Commercial Auto policies
Also available
Worksite Pollution coverage
Primary /Non-contributory wording
Per project aggregate
Employee Benefits Liability

Submission Requirements
ACORD Application
5 years currently valued loss runs dated within past 90 days and details of any claims $25,000 or more
Resume of owners for businesses in operation less than 5 years
Completed Roofing Contractors Supplemental Application
Minimum Premium
All states except Minnesota, New York, and Cook County, Illinois

Why IPA?
All in-house authority
Web-based application system for faster processing & quoting
Carrier “A” Rated by A.M. Best


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