MGA K2 Specialty Dealer Insurance offers retail agencies and wholesalers the ability to provide Garage and Service Centers with a broad range of coverages on an admitted and non-admitted basis, depending on the insured’s risk profile. With K2 Specialty Dealer Insurance, you get the benefit of industry-specific underwriting expertise and experience, a robust policy administration platform and back-office support for submissions/quotes/binds, and a world-class TPA known for its exceptional claims adjusting and management in addition to several added-value services.

Our Package Policy

  • Garage Liability/Garagekeepers
  • General Liability
  • Commercial Property/Inland Marine
  • Commercial Crime & Employee Dishonesty
  • Excess/Umbrella Liability
  • Fraudulent Impersonation
  • Dealers Open Lot
  • Auto Dealers E&O Coverages
  • Property Enhancement Endorsements

Classes of Business Targeted for Garage & Service Centers

  • Automotive Parts and Accessories Stores
  • Automotive Body, Paint, and Interior Repair and Maintenance
  • Automotive Exhaust System Repair
  • Automotive Glass Replacement Shops
  • Automotive Transmission Repair
  • General Automotive Repair
  • Other Automotive Mechanical and Electrical Repair and Maintenance
  • All Other Automotive Repair and Maintenance
  • Motor Vehicle Towing (as a minority of other businesses)
  • Automotive Oil Change and Lubrication Shops
  • General Truck Repair

Submission Requirements

  • Completed Garage Supplemental Application
  • Employee List with Job Titles, Driver’s License Number, Date of Birth (Excel format preferred)
  • 4 Years’Currently Valued Loss Runs
  • Financial Statement

Non-Admitted Garage Available in (check out our State Map below) and Class Code Look-Up Check with us to see how our non-admitted facility can assist you with your garage risk.

Our Value-Added Features

In addition to our portfolio of coverages, K2 Specialty Dealer Insurance provides the following added-value services:

  • Simple Billing Options – Direct and agency bill, installments options (quarterly, 10-pay)
  • Instant MVRs for New Hires – Set up your customer to instantly receive MVRs (within guidelines/outside of guidelines) Grading – no more waiting for an underwriter (available in most states)
  • Fully Interactive Short Form Library with Integrated E-Sign
  • Workers Compensation Offering with Payroll Services if desired
  • Instant Cyber Quotes
  • EPL Quotes
  • Loss Runs Assistance
  • World-class Claims Management


Request A Quote

Contact K2 Specialty Dealer Insurance