Wherever Your Clients Dive, Protect Them with Diving Business Insurance

At Merrimac Marine, we understand the unique challenges faced by companies in the commercial diving industry. Operating in and around navigable waters comes with inherent safety risks, from unpredictable changes in tides to equipment malfunctions. These incidents can lead to serious consequences for participants and substantial financial liabilities for your business. That’s why we offer essential Liability Insurance, a critical coverage that safeguards an operator’s assets.

What’s more, our comprehensive policy also includes vital USL&H, Longshore, and Harbor Worker’s Compensation coverage, ensuring that your team is protected on all fronts. With Merrimac Marine, you can dive into your work with confidence, knowing that you’re protected from unexpected challenges, so you can keep your focus on your core operations.

Who Is Covered Under MEL:

MEL covers employees on someone else’s vessels. Small or large, oil rig, yacht, barge, or cruise ship, there is liability for employees when placed aboard other vessels even though the insured is not the owner or operator of that vessel. MEL also covers employees who are temporarily on board one of your client’s own vessels. For example, a marine construction company may have a full-time captain who is covered under its P&I policy, but also employs some land-based employees who work on board vessels part of the time.

Target Classes

When Is USL&H Required?

The federal government requires that certain businesses, such as dock builders, ship repairers marine contractors and other businesses, provide compensation to employees for injuries sustained or illnesses contracted while performing their duties on or near navigable waters of the U.S., including any adjoining pier, wharf, dry dock, terminal, building-way, or marine railway. Workers engaged in loading, unloading, repairing, or building a vessel are eligible for coverage under the USL&H. Benefits provided by USL&H are based on wage loss and the worker’s post-injury earning capacity.

If an employer fails to have USL&H coverage when a claim arises, he will be subject to a fine of up to $10,000, or imprisonment of up to one year, or both under the Longshore & Harbor Workers’ Compensation Act.

Target Classes

Every boat dealership has its own unique characteristics; each cannot be put into a magic insurance box and provided the same cookie cutter solutions. Business operations and facilities need to be reviewed and understood for the type of operations they perform. And ownership and management are left with the daunting task of considering how to protect their business, inventory, income, and employees from loss.

Don’t be fooled by insurance products that offer “canned” coverage… one size does not fit all. It is rare that a policy – unendorsed – will fit the needs of our clients. You need a navigator who understands your business as well as your insurance needs. We would like the opportunity to review the coverage options available to you.

Take a few moments and see all the ways Merrimac Marine can help insure your business… and your peace of mind.

Property Coverages Available:

• Real and Personal Property
• Yacht Dealer
• Equipment / Lifts / Tools
• Boat Show/ Exhibition
• Owned Watercraft
• Piers, Wharves, and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products-Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• Jones Act / MEL / USL&H

Marine Manufacturing involves innumerable elements that must be expertly coordinated and executed in order to complete projects on time and within budget. Whether working on a tanker, barge or yacht, interconnected activities must be carefully planned to reach the safest, fastest and optimum product for your clients. A central challenge in the process is planning – from the design stages, through the launch of a vessel and then throughout the life of that vessel a manufacturing company must plan for any glitches and be prepared to respond.

Projects can stretch over years and involve numerous divisions, materials and craftspeople. Business owners need proactive solutions for the inevitable costly and time consuming accidents that can arise even with the best business strategy and management.

Merrimac Marine specializes in marine manufacturing and has a plan for you as well as many markets to work with; we are not locked into one option to protect our client’s assets. We constantly evaluate each market and what they have to offer and then decide which company will help us offer the best options. We then choose from the best companies, resulting in coverages that are the best in the industry.

When choosing insurance, remember you are not just purchasing a product. You are choosing a representative that will help protect your company.

Take a few moments and see all the ways Merrimac can help insure your business… and your peace of mind.

Property Coverages Available:

• Real and Personal Property
• Yacht Dealer
• Equipment / Lifts / Tools
• Boat Show/ Exhibition
• Owned Watercraft
• Piers, Wharves and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• United States Longshore and Harbor Workers Act
• Jones Act

Quality and reliability are the name of the game when it comes to manufacturing marine parts and accessories. Your clients expect perfection whether you are supplying products for control, navigation or comfort.

Ultimately, the performance of the nation’s work and pleasure vessels depends on the quality and reliability of its components.

When considering the everyday challenges of the industry, it is easy for owners and management to isolate operational needs such as production deadlines and budget and performance issues, all while providing clients a high-end product. But beyond those issues there is also the need to protect the assets of the company. Even with the best business strategy and employees there are still accidents and they can be costly and time consuming.

Working with a company that can help protect your investments is a crucial decision. That is where Merrimac Marine comes in.

With one of the most comprehensive networks of insurance companies and coverages available in the marine insurance industry, Merrimac is a leading source of specialized insurance protection available.

Take a few moments and see all the ways Merrimac can help insure your business… and your peace of mind.

Property Coverages Available:

• Real and Personal Property
• Yacht Dealer
• Equipment / Lifts / Tools
• Boat Show/ Exhibition
• Owned Watercraft
• Piers, Wharves and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• United States Longshore and Harbor Workers Act
• Jones Act

A marina was once defined solely as a place where captains could dock their vessel and purchase fuel. Times have changed. Today’s marinas and yacht clubs can be multi-use facilities, combining an assortment of specialized services and amenities. Many now provide boat rentals, boat sales, repair, restaurants, storage, shops, and hotels – all this on the navigable waters of the United States, with its own laws and regulations.

Whether your marina is extensive or smaller in scale, there are many things for a successful business owner to contemplate – Federal Maritime Laws, Coast Guard Security, OSHA, Homeland Security and environmental protection. We understand marinas and how to help protect them.

There are two things to consider when choosing your insurance coverage: price & protection. Merrimac Marine can help you with both!

Take a few moments and see all the ways we can help insure your business… and your peace of mind.

Property Coverages Available:

• Real and Personal Property
• Yacht Dealer
• Equipment / Lifts / Tools
• Boat Show/ Exhibition
• Owned Watercraft
• Piers, Wharves, and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products-Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• United States Longshore and Harbor Workers Act
• Jones Act

Reassurance. Captains, crewmembers, and business owners look for it. And along with service and quality, nothing better defines what commercial marine clients are looking for. From the shipyards and terminals that keep vessels working and profitable to the workboats that transport cargo or provide essential services there is a drive to ensure a successful voyage.

With one of the most comprehensive networks of insurance companies and coverages available in the marine insurance industry, Merrimac is a leading source of specialized insurance protection available.

Commercial or light marine. High seas or inland waters. Merrimac Marine is there to offer you the protection and reassurance you need.

Take a few moments and see all the ways Merrimac can help ensure your business… and your peace of mind.

Property Coverages Available:

• Real and Personal Property
• Yacht Dealer
• Equipment / Lifts / Tools
• Boat Show/ Exhibition
• Owned Watercraft
• Piers, Wharves, and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products-Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• United States Longshore and Harbor Workers Act
• Jones Act

Every boat dealership has its own unique characteristics; each cannot be put into a magic insurance box and provided the same cookie-cutter solution. Business operations and facilities need to be reviewed and understood for the type of operations they perform. We can assist you in providing tailored coverages for your boat dealership clients, including protecting their business, inventory, income and employees from loss.

Property Coverages Available:

• Real and Personal Property
• Yacht dealer
• Equipment/Lifts/Tools
• Boat Show/Exhibition
• Owned Watercraft
• Piers, Wharves and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• Jones Act/MEL/USL&H

The marine industry depends on the knowledge, skills and technical ability of the tradesmen in the shipyards. Throughout the building and outfitting process, including refurbishing, maintenance and repair processes, the work that is carried out supports our commerce, trade and national defense vessels as well as our weekend retreats.

Shipbuilding and ship repair companies face continuous, fierce competitive pressure to improve operations and minimize fault ratios, while providing stronger, faster and more reliable services for their clients. But even with the best strategy and people, there are accidents and they can be costly and time consuming.

Partnering with companies that can help protect your investments is a crucial decision. This is where we can help.

Keeping in mind the vitality of the ship repair industry we strive to offer innovative solutions for protecting your assets and employees. We constantly evaluate the insurance markets and the options available to best protect our customers. Then we choose from the best companies, resulting in coverages that are hands down the best in the industry.

Take a few moments and see all the ways Merrimac can help insure your business… and your peace of mind.

Property Coverages Available:

• Real and Personal Property
• Yacht Dealer
• Equipment / Lifts / Tools
• Boat Show/ Exhibition
• Owned Watercraft
• Piers, Wharves, and Docks
• Business Income

Liability Coverages Available:

• General Liability
• Products-Completed Operations Liability
• Marina Operators Legal Liability
• Protection and Indemnity
• Ship Repairers Legal Liability
• Commercial Automobile
• Pollution
• Bumbershoot

Employee Coverages Available:

• Workers Compensation
• United States Longshore and Harbor Workers Act
• Jones Act