When Is USL&H Required?

The federal government requires that certain businesses, such as dock builders, ship repairers marine contractors and other businesses, provide compensation to employees for injuries sustained or illnesses contracted while performing their duties on or near navigable waters of the U.S., including any adjoining pier, wharf, dry dock, terminal, building-way, or marine railway. Workers engaged in loading, unloading, repairing, or building a vessel are eligible for coverage under the USL&H. Benefits provided by USL&H are based on wage loss and the worker’s post-injury earning capacity.

If an employer fails to have USL&H coverage when a claim arises, he will be subject to a fine of up to $10,000, or imprisonment of up to one year, or both under the Longshore & Harbor Workers’ Compensation Act.

Target Classes

  • Marinas
  • Boat Dealers
  • Yacht Clubs
  • Shipbuilders
  • Ship Repairers
  • Marine Manufacturers
  • Marine Artisan & Contractors

Coverages Offered

Workers Compensation



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