The world of body art is ever expanding and the exposures associated with these organizations are unique.  Professional Program Insurance Brokerage (PPIB) provides a broad range of coverages for the following:

  • Tattooing – whole parlors and/or independent contractors
  • Body Piercing – full studio and/or individuals
  • Tattooing of Minors
  • Piercing of Minors
  • Mobile Units for Fairs/Festivals
  • Guest Artists – short term and/or rotating stations
  • Guest Piercers – short term and/or rotating stations
  • Conventions
  • Apprenticeship Programs
  • Surface Piercing
  • Gauging
  • Cover up Work
  • Tattooing Removal
  • Pigment Manufacturers
  • Pigment Distributors
  • Body Jewelry Importers/Retailers
  • Permanent Cosmetics
  • Microblading
  • Henna Tattoos
  • Face Painting
  • Body Painting
  • Vajazzling
  • Tooth Jewels
  • Temporary Tattoos

Who’s Covered:  Entire shops and their employees and independent contractors may be included.


  • General and Professional Liability with limits up to $2,000,000/$3,000,000
  • Can Include:
    • Communicable Disease
    • Sexual Abuse
    • Mobile Units and Conventions
    • Advanced Piercing
  • Personal and Advertising Injury Liability
  • Products Liability including Private Label Products
  • Medical Payments up to $5K
  • Fire Legal Up to $100K


  • Building
  • Business Personal Property
  • Business Income and Extra Expense
  • Contingent Business Income
  • Equipment Breakdown
  • Property of Independent Contractors
  • Flash
  • Property in Transit

Professional Program Insurance Brokerage
1304 Southpoint Blvd, Suite 101 Petaluma, CA 94954
CA License # 0B17238

Coverages Offered

General Liability

Professional Liability Insurance (E&O)

Bodily Injury And Property Damage

Business Income From Dependent Properties Insurance Coverage

Business Personal Property

Business Personal Property Coverage

Business Personal Property Off Premise Coverage

Commercial Property

Damage To Third Party Property

Liability For Guests’ Property

Outdoor Property Destruction

Personal Property In Transit

Property Coverage For Personal Property In Rooms Furnished By Operator

Property Damage

Property In Transit

Property Off Premise

Temporary Relocation Of Property

Binging Authority


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