RMS Programs is the specialized program division of Brightstone Specialty Group. With over twenty (20) years’ experience as a Program Administrator, we are pleased to present our exclusive insurance program for your Hospitality Industry clientele with an A.M. Best Rated “A” Carriers. A platform like no other in the Hospitality Insurance Industry, RMS Programs provides a solution to the insurance agent/broker community for hospitality risks with an Insurance Program that offers comprehensive and flexible coverage forms at competitive premiums. At RMS Programs, we are hospitality risk management specialists with a national reach bringing expertise in underwriting higher-risk business to a wide range of entities including, but not limited to:
Bar & Nightclub Program Appetite:
Nightclubs
Adult Nightclubs
Live Music Venues
Bars & Taverns
Sports Bars
Comedy Clubs
Dueling Piano Bars
Restaurant Chains
Restaurants
Bar & Nightclub Coverage Highlights:
General Liability
Liquor Liability (up to $1M)
Assault & Batter (up to $1M)
Hired Non Owned Auto
Excess Limits available
Franchise Food Program Appetite:
Franchise Family Style
Franchise Fast Food
Franchise Quick Service
Franchise Restaurants with Liquor Sales more than 50%
Franchise Coverage Highlights:
General Liability
Liquor Liability
EPLI
Hired Non Owned Auto
Property
Workers Compensation
Umbrella
Additional Agent/Broker Benefits:
Dedicated underwriting team that has decades of experience underwriting nationwide nightclubs, music venues, adult nightclubs, sports bars, comedy clubs, etc.
No channel conflicts with insurance company branch offices or agent/brokers/wholesalers presenting the same market to your clients. Access is exclusive with RMS Programs.
RMS Programs has a team of “in-house” attorneys with expertise in Liquor Liability (i.e. Dram-shop) and Assault & Battery cases. Our legal team keeps abreast of the constant changes in each state.
Brightstone Specialty Group/RMS Programs wholly owned TPA is Fortis Risk Solutions. Our dedicated team of adjusters fight frivolous claims for you and your clients, keeping your clients claims reserves in line to reflect a proper loss picture www.fortisrisk.com. Our special investigations unit also monitors claims for fraud.
Our sister company SKOPENOW, LLC scours the internet for the claimants “social media footprint” as part of our potential fraud investigation. www.skopenow.com.
