Description

Bars & Taverns

Property Coverage Now Available!

RMS Hospitality Group offers comprehensive coverage’s for a wide range of clientele… from large bars and sports bars, to the small tavern on the corner. RMS Hospitality Group has you covered. We will fight the frivolous claims with our aggressive claims staff. We accept risks with DJ’s, live bands and Dancing. Our expertise includes “in-house” legal counsel with knowledge of liquor law liability issues/venues nationwide. No insurance branch office or wholesale channel conflicts as our program is exclusively through RMS Hospitality Group. RMS HG is pleased to have this opportunity to propose an exclusive Insurance Product to Bar Owners provided by “A” Rated Carriers. RMS has the “pen” with the insurance carriers allowing RMS HG to rate, quote, and issue policies for the insurance carriers with authority.

COVERAGE HIGHLIGHTS INCLUDE:

  • “A” Rated Carriers
  • Can Quote 100% Liquor Sales
  • 0 Deductible
  • Excess Available
  • Includes General Liability, Assault & Battery, Liquor Liability

LIMITS OF INSURANCE

  • GENERAL AGGREGATE LIMIT

$2,000,000

  • PRODUCTS-COMPLETED OPERATIONS AGGREGATE

$2,000,000

  • PERSONAL & ADVERTISING INJURY

$1,000,000

  • EACH OCCURRENCE LIMIT

$1,000,000

  • LIQUOR LIABILITY LIMIT

$1,000,000

  • FIRE DAMAGE LIMIT (ANY ONE FIRE)

$100,000

  • MEDICAL EXPENSE LIMIT

EXCLUDED

  • ASSAULT & BATTERY AVAILABLE UP TO

$1,000,000

  • EXCESS LIMITS AVAILABLE UP TO

$5,000,000

  • HIRED/NON OWNED AUTO LIABILITY LIMIT

$1,000,000

Coverages Offered

General Liability

Host Liquor Liability

Liquor Liability

Availability

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