Program Highlights

• Policies are quoted by Aspen American Insurance Company
• Minimum premium: $1,200
• Interest-free financing plans available to qualified firms
• Contractors Pollution Liability, Advertising Personal Injury and Network Security coverage
• First Dollar Defense option
• Specific Project Excess limits available
• ADA, FHA, OSHA legal expense reimbursement
• Worldwide coverage
• “Soft” Hammer provision
• Crisis Event and Peer Review expense reimbursement
• Automatic renewals available for qualified firms
• Choice of Counsel option
• Limits from $100,000 to $5,000,000
• Reduced deductible if claims are settled in mediation or with the successful use of a Limitation of Liability
• Focus on firms with billings up to $10,000,000, but larger considered on an individual risk basis
• Expanded quoting guidelines to include additional classes

Target Classes

• Construction Managers
• Civil / Structural Engineers
• Electrical / Mechanical / HVAC Engineers
• Landscaping / Golf Course Architects
• Surveyors
• Interior designers
• Non-licensed professionals- kitchen designers, lighting designers, specification writers, cost estimators, etc.

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a part of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC. Thirty-year industry veteran Chris McGovern manages RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2022 Ryan Specialty Group, LLC