Insurance Agents Errors & Omissions (E&O) Program


Program Highlights

  • Available nationwide
  • Broad definition of professional services
  • Tailored carrier insolvency coverage
  • Soft hammer clause
  • Covers punitive damages where allowed by law
  • Independent contractors included in coverage
  • Multiple limit options up to $5,000,000 / $5,000,000
  • Multiple deductible options available starting at $2,500
  • Deductible credit for claims resolved via mediation
  • Installment payment plans available – no fees!


Target Classes

  • Property & Casualty
  • Life / Accident & Health Products
  • Fixed Annuities
  • Retail independent agents and brokers
  • Wholesale brokers
  • MGAs / MGUs / TPAs
  • Program Administrators
  • Hybrid facilities
  • Clusters

The description of this program is only a summary of available coverages. Actual policy language will dictate the scope of coverage in the event of a claim. Agents should read the full policy form and any applicable endorsements for full terms and conditions and should encourage their policyholders to do the same. RSG National Specialty Programs is a part of the RSG Underwriting Managers division of RSG Specialty, LLC, a Delaware limited liability company based in Illinois. RSG Specialty, LLC, is a subsidiary of Ryan Specialty Group, LLC. Thirty-year industry veteran Chris McGovern manages RSG National Specialty Programs. RSG National Specialty Programs works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain states, and some products may only be available from surplus lines insurers. In California: RSG Specialty Insurance Services, LLC (License #0G97516). ©2022 Ryan Specialty Group, LLC

Coverages Offered

Errors And Omissions

Professional Liability Insurance (E&O)

Binging Authority


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