For small commercial accounts that have unique exposures or are hard-to-place as they may be near or on the coast, are older buildings, and have a claims history that has impacted their risk profile, obtaining Property and Liability insurance may be a tall task. Access to carriers has become increasingly more difficult as the market has tightened, particularly for classes of business in catastrophe-prone areas and high-hazard industry sectors.

Some of the markets we target include but are not limited to:

• Small commercial entities
• Hotels and motels
• Restaurant and bars
• Multi-family homes (2-, 3-, 4-family homes)
• Condominiums and apartments
• Vacant properties
• LRO (retail, office, warehouse)
• Light manufacturing
• Mercantile