Active Assailant Insurance
Description
Starfish’s Active Assailant Insurance offers immediate response and support following a violent attack, providing financial, physical, and emotional aid to victims while protecting businesses and organizations from economic loss and liability.
About Active Assailant Insurance
Our Active Assailant Insurance covers extra expenses like crisis response services, public relations consultants, and business interruption expenses (including denial of access), while also providing primary liability protection against potential suits resulting from an attack.
The program also pays out urgently needed benefits to victims, such as death benefits, psychiatric counseling services, medical and dental expenses, rehabilitation expenses, and funeral or burial costs.
Why Write With Us?
- Primary coverage.
- No deductibles (first dollar).
- Business income loss and extra expenses covered from Business Interruption or Denial of Access.
- Property damage coverage available by endorsement.
- Employee Off-site and Employee & Student Off-site endorsements available.
- Broad definition of Weapon.
- Limited Exclusions.
- No casualty threshold limits.
- No mental anguish exclusion.
- No terrorism exclusion.
Who is the insurance for?
- Retail establishments.
- Movie theaters and performance venues.
- Community Associations – COA’s/HOA’s.
- Manufacturing & Industrial.
- Healthcare facilities.
- Educational institutions.
- Government buildings.
- Hospitality & Leisure.
- Religious organizations.
- Restaurants.
- Commercial offices & Office Parks.
- Strip Malls.
- Other – after underwriter review and approval.
Expanded Limits Now Available
- Up to $5M in primary limits – $10M in total limits (Primary + Excess)
- Available in all states except AK & HI
Coverages Offered
Crisis Management & Response Coverage
Public Relations Counsel
Liability Coverage for Defense Expenses and Damages
Victim lump-sum Death and Disability Payments
Employee counseling and Psychiatric care
Medical and Dental Care Expenses
Funeral/Burial Expenses
Temporary Security Measures Covered
Availability
Applications and Informational PDFs
Contact Starfish Specialty Insurance
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