LandlordProtect Insurance
Description
Our LandlordProtect Property and General Liability insurance product is specially designed to ensure real estate investor property and rental income are financially protected.
About LandlordProtect Coverage
LandlordProtect provides comprehensive coverage at competitive rates. Our product provides flexible coverage options and limits designed to comply with various lender requirements and safeguard property owner assets.
Why Write With Us?
- A(Excellent) VIII rated carrier by A.M. Best.
- 0% Co-insurance.
- Cause of Loss – Special Form.
- Ability to schedule multiple locations on a single policy (requires same named insured, state, and policy term).
- Instant online quote-to-bind capabilities for qualified accounts.
- 12-month policy term with no minimum earned premium (pro-rata cancellation).
- Flexible AOP deductible options: $2,500, $5,000, and $10,000.
- Agents have binding authority per location up to $1.5M TIV and up to 4 units.
Who is the insurance for?
- Landlords and real estate investors of one-to-four unit single family rental properties.
- Properties up to $1.5mil TIV Property Coverage and $1mil Occurrence/$2mil Aggregate General Liability Coverage.
- All construction types: Frame, Joisted Masonry, Non-Combustible, Masonry Non-Combustible, Modified Fire Resistive, Fire Resistive.
- Building Types: Single Family Dwelling, Two Family (Duplex), Three Family (Tri-plex), Four Family (Four-plex), Multi-Family
Coverages Offered
Replacement Cost Value for eligible accounts
Cause of Loss - Special Form
0% Co-insurance
Ordinance or Law (Available for Eligible Accounts)
Theft (Optional for Eligible Accounts)
Terrorism Optional
Water Backup & Sump Overflow Optional
Earthquake available in CA, up to full policy limits with 10% deductible
Wind and Hail, AOP/1%/3%/5% (state dependent) deductible up to full policy limits
General Liability $1mil Occurrence/$2mil Aggregate
Availability
Applications and Informational PDFs
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