Targeted Classes:

• Advertising Agencies
• Application Service Providers
• Authors/Publishers/Broadcasters
• Consultants
• Data Warehousing & Processors
• Disaster Recovery
• Document Management & Electronic Data
• Enterprise Resource Planning
• Equipment Evaluation/Selection
• Financial Institutions & Services
• Graphic Design
• Healthcare Organizations
• Higher Education
• Hospitality
• IT Providers
• Internet Retailers & Providers
• Law Firms
• Media
• Merchandising
• Network Administration, Design Analysis, & Engineering
• Non-technology Businesses with Network Exposures
• Outsourcing Companies
• Physicians
• Quality Assurance Consulting
• Record Management Retrieval
• Retailers
• Software Developers & Providers
• Staffing Agencies
• System Administration & Integration
• Telecommunications
• Training
• TV & Film Producers
• Website Design & Programming

Coverages:

• Casualty Business Interruption
• Network Security, Privacy & Operations
• Computer Program and Electronic Data Restoration Expenses
• Crisis Management Expenses
• Digital Asset Expenses
• Wrongful Acts of Third-Party Contractors
• Notification and Credit Monitoring
• Network Extortion
• Beta Testing
• Mental Anguish (resulting from privacy and media wrongful acts)
• Cyber & Extortion & Computer Fraud
• Duty to defend, including suits seeking injunctive relief
• E-commerce extortion coverage – applies to computer viruses and denial of service attacks
• Electronic/Internet Media Liability
• Funds Transfer Fraud
• Governmental Claims
• Identity Theft
• Infringement of copyright, slogan, trademark or service mark
• Malicious Code Coverage
• Media wrongful acts, including defamation, invasion of privacy, infliction of emotional distress, wrongful entry, false arrest, harassment, breach of confidentiality, copyright infringement, deceptive trade practices, and conspiracy
• Plagiarism or unauthorized use of a literary or artistic format, character or performance.
• Privacy Liability
• Security Breach Remediation and Notification Expense
• Unauthorized Access/Use

Feature:

• Admitted and Non-Admitted Carriers
• Available in all states
• Occurrence and claims-made coverage available
• Limits up to $25M
• Acts of a rogue employee causing intentional damage to the insured’s computer network
• Broad definition of covered material includes material in any form of expression, whether electronic or in print
• Broad definition of professional services
• Defense expenses within or in addition to the limits
• Network security definition includes coverage for unauthorized release of confidential or proprietary business information