Description

Targeted Classes:

  • Advertising Agencies
  • Application Service Providers
  • Authors/Publishers/Broadcasters
  • Consultants
  • Data Warehousing & Processors
  • Disaster Recovery
  • Document Management & Electronic Data
  • Enterprise Resource Planning
  • Equipment Evaluation/Selection
  • Financial Institutions & Services
  • Graphic Design
  • Healthcare Organizations
  • Higher Education
  • Hospitality
  • IT Providers
  • Internet Retailers & Providers
  • Law Firms
  • Media
  • Merchandising
  • Network Administration, Design Analysis, & Engineering
  • Non-technology Businesses with Network Exposures
  • Outsourcing Companies
  • Physicians
  • Quality Assurance Consulting
  • Record Management Retrieval
  • Retailers
  • Software Developers & Providers
  • Staffing Agencies
  • System Administration & Integration
  • Telecommunications
  • Training
  • TV & Film Producers
  • Website Design & Programming

Coverages:

  • Casualty Business Interruption
  • Network Security, Privacy & Operations
  • Computer Program and Electronic Data Restoration Expenses
  • Crisis Management Expenses
  • Digital Asset Expenses
  • Wrongful Acts of Third-Party Contractors
  • Notification and Credit Monitoring
  • Network Extortion
  • Beta Testing
  • Mental Anguish (resulting from privacy and media wrongful acts)
  • Cyber & Extortion & Computer Fraud
  • Duty to defend, including suits seeking injunctive relief
  • E-commerce extortion coverage – applies to computer viruses and denial of service attacks
  • Electronic/Internet Media Liability
  • Funds Transfer Fraud
  • Governmental Claims
  • Identity Theft
  • Infringement of copyright, slogan, trademark or service mark
  • Malicious Code Coverage
  • Media wrongful acts, including defamation, invasion of privacy, infliction of emotional distress, wrongful entry, false arrest, harassment, breach of confidentiality, copyright infringement, deceptive trade practices, and conspiracy
  • Plagiarism or unauthorized use of a literary or artistic format, character or performance.
  • Privacy Liability
  • Security Breach Remediation and Notification Expense
  • Unauthorized Access/Use

Feature:

  • Admitted and Non-Admitted Carriers
  • Available in all states
  • Occurrence and claims-made coverage available
  • Limits up to $25M
  • Acts of a rogue employee causing intentional damage to the insured’s computer network
  • Broad definition of covered material includes material in any form of expression, whether electronic or in print
  • Broad definition of professional services
  • Defense expenses within or in addition to the limits
  • Network security definition includes coverage for unauthorized release of confidential or proprietary business information

Availability

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