Description

Occupational Accident Insurance is an essential coverage option that helps protect Owner Operators, who are not eligible for Workers Compensation, for work-related injury or death.

 

  • No Pre-Existing Conditions Exclusion
  • No “Under Dispatch” Requirement
  • No “On Duty” Requirement
  • No CDL Requirement
  • No AD&D Benefit Reduction After Age 66
  • Temporary Total Disability – Calculated using 100% of Gross Earnings
  • No Medical Caps or Sub Limits
  • No Aggregate Limit Per Accident

Target Appetite

  • Dry Van
  • Reefer
  • Intermodal
  • Target States:
    • Southeast
    • Southwest
    • Midwest

Who's Covered

Trucking Owner Operator Motor Carrier

Coverages Offered

Medical

Disability

AD&D

Occupational Disease

Cumulative Trauma

Hernia

Hemorrhoid

Passenger Accident

Binding Authority

Availability

Applications and Informational PDFs

Request A Quote

Contact Workforce Insurance Underwriters