
Truckers Occupational Accident Insurance
Description
Occupational Accident Insurance is an essential coverage option that helps protect Owner Operators, who are not eligible for Workers Compensation, for work-related injury or death.
- No Pre-Existing Conditions Exclusion
- No “Under Dispatch” Requirement
- No “On Duty” Requirement
- No CDL Requirement
- No AD&D Benefit Reduction After Age 66
- Temporary Total Disability – Calculated using 100% of Gross Earnings
- No Medical Caps or Sub Limits
- No Aggregate Limit Per Accident
Target Appetite
- Dry Van
- Reefer
- Intermodal
- Target States:
- Southeast
- Southwest
- Midwest
Who's Covered
Trucking Owner Operator Motor CarrierCoverages Offered
Medical
Disability
AD&D
Occupational Disease
Cumulative Trauma
Hernia
Hemorrhoid
Passenger Accident
Availability
Applications and Informational PDFs
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