Wright Specialty Insurance

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  • Cyber Liability Insurance Program

    Wright Specialty has partnered with an A.M. Best “A” rated carrier to offer competitive cyber coverage to our clients. In addition, clients will receive one, easy-to-understand policy with specialized loss prevention and risk management tools as well as an exceptional in-house claims team.

    Please feel free to call or request a quote to find out more about our Cyber Insurance Program.

    View Program PageAvailability in 50 States

    Education Workers’ Compensation

    Wright Specialty has partnered with an A- rated insurance carrier to offer competitive workers’ compensation coverage to the education segment. Wright’s industry expertise coupled with a specialty workers’ compensation carrier’s approach provides a unique product offering for brokers and insureds.

     

    Wright Program Benefits Include:

    • Enhanced package commission if workers’ compensation is bound
    • “A-” (Excellent) rating from A.M. Best
    • Dedicated Underwriting Team
    • Dedicated Claims Manager
    • Dedicated Account Manager
    • Risk management and loss control services including e-Learning training modules, newsletters, and risk alerts.
    • All lines solution

    Currently accepting business immediately in all states
    except for Kansas, Alaska, Hawaii, and monopolistic states.


    Workers’ Compensation Submission Requirements:

    • Acord application
    • 4 years currently valued loss runs
    • Current experience mod worksheet
    View Program PageAvailability in 47 States

    Municipalities Insurance Program

    Coverages Offered :Bodily Injury And Property DamageBusiness Income From Dependent Properties Insurance CoverageBusiness Personal PropertyBusiness Personal Property CoverageBusiness Personal Property Off Premise CoverageCommercial PropertyDamage To Third Party PropertyLiability For Guests’ PropertyOutdoor Property DestructionPersonal Property In TransitProperty Coverage For Personal Property In Rooms Furnished By OperatorProperty DamageProperty In TransitProperty Off PremiseTemporary Relocation Of PropertyCommercial Inland MarineGeneral LiabilityUmbrella LiabilityCommercial AutoEquipment BreakdownCrime CoverageMunicipality

    Property and casualty insurance packages for municipalities.

     

    Eligible Classes of Business:

    • City and county governments
    • Towns, villages, boroughs, and townships
    • Public fire and emergency response services
    • Police and sheriff’s departments
    • Park police, transit police, and other governmental law enforcement services
    • Water and sewer districts
    • Irrigation districts, library districts, parks and recreation boards, highway districts and community development boards
    • Other special service districts

     

    Specific Lines/Coverages:

    Property and Casualty

    • Property
    • Inland marine
    • General liability
    • Crime
    • Equipment Breakdown
    • Automobile
    • Excess/Umbrella

    Professional Liability

    • Law Enforcement Liability
    • Public Officials Liability
    • Employment Practices Liability
    • Emergency Dispatchers Liability
    • Firefighters Professional Liability

    Wright Specialty Insurance is currently writing policies nationwide (except Alaska, Hawaii, New York and Oregon).

    View Program PageAvailability in 46 States

    Education Insurance Program

    Coverages Offered :Bodily Injury And Property DamageBusiness Income From Dependent Properties Insurance CoverageBusiness Personal PropertyBusiness Personal Property CoverageBusiness Personal Property Off Premise CoverageCommercial PropertyDamage To Third Party PropertyLiability For Guests’ PropertyOutdoor Property DestructionPersonal Property In TransitProperty Coverage For Personal Property In Rooms Furnished By OperatorProperty DamageProperty In TransitProperty Off PremiseTemporary Relocation Of PropertyCommercial Inland MarineGeneral LiabilityTenant’s Legal Liability Insurance CoverageCommercial AutoExcess Flood

    Property and casualty insurance packages for education.

    Eligible Classes of Business:

    • Accredited Grades K-12 Private Schools
    • K-12 Public Schools
    • Charter Schools
    • Accredited Colleges & Universities, under 10,000 enrollment
    • Community Colleges, under 10,000 enrollment

    Specific Lines/Coverages:

    Property – Fire and Allied

    • Building and Contents (including personal property)
    • Loss of Business Income
    • Extra Expense
    • Building Ordinance or Law

    Inland Marine and Equipment Floaters

    Boiler & Machinery

    • Property Damage
    • Combined Business Interruption and Extra Expense
    • Building Ordinance or Law
    • Water Damage
    • Consequential Damage (Spoilage)

    Educators Legal Liability (claims-made)

    • Employment Practices Liability
    • Defense Costs Independent of Limits
    • Broad Definition of Insured

    Commercial General Liability (occurrence)

    Enhancements include:

    • Sexual Misconduct Coverage
    • World Wide Coverage Territory
    • Full Athletics Coverage
    • Corporal Punishment Coverage
    • Broad Definition of Insured
      • Volunteers
      • Board Members
      • Trustees
      • Staff Nurses
    • Contractual Liability
    • Host Liquor Liability
    • Incidental Malpractice Liability
    • Employee Benefits Liability Coverage

    Commercial Automobile Liability and Physical Damage

    • Owned Autos
    • Non-owned Autos
    • Leased Autos
    • Hired Autos

    Excess Liability

    • Follow Form Coverage

    Premium Requirements: None

    Wright Specialty Insurance is currently writing policies for our Education Insurance Program in all states except for Alaska, Hawaii, and Washington.

    View Program PageAvailability in 47 States
  • Wright Specialty Insurance

    Wright Specialty Insurance provides property and casualty insurance programs and risk management solutions that meet the specialized needs of public and private universities, colleges and K-12 schools and public entities (municipalities, counties, and districts) and segments of the foodservice industry. Our specialty insurance programs are effective because our underwriters, claim adjusters and loss prevention specialists understand the unique property and casualty risks educational institutions and public entities, food and beverage wholesalers and distributors, grocery stores, and table-service restaurants, face in this changing and challenging the world.

     

    Wright Specialty Insurance is an underwriting manager for a carrier rated A XV by A.M. Best Company, Inc. and is affiliated with Wright Risk Management which has been providing underwriting, claims, risk management and litigation management services to the education and public entity sectors for more than 20 years. With more than two decades of experience in underwriting, claims, litigation management and loss control services tailored to the specialized interests of the markets we serve, we have been very successful at helping our policyholders reduce their long-term insurance costs.

     

    Knowledgeable, experienced underwriting

    Wright Specialty’s experienced underwriting teams are highly skilled at analyzing risks specific to educational institutions and public entities, and the foodservice industry. An underwriter is assigned to each insured risk and continuously monitors adverse loss trends so concerns can be communicated quickly to our risk control and claims departments for actions that could help reduce future exposures. These well-established lines of communications combined with our highly valued broker/agent relationships bring greater context, consistency, and accuracy of our underwriting process.

    Our underwriting team also responds to evolving risk issues by helping our claims department adapt claims handling procedures, revising policy wording and coverage forms, and determining new ways of evaluating these risks.

     

    We’re more than a policy.

    Wright Specialty Insurance has a single focus — to partner beyond the policy. Wright Specialty Insurance offers brokers and agents a complete package of targeted, competitively priced coverages and services, and supports policyholders with proven-effective loss prevention assistance and efficient claim handling services, helping them control their cost of risk. This enables policyholders to focus on what they do best.

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