In addition to its analysis of AI applications, the report examines overall InsurTech market performance during Q3 2025. Despite a slight decline compared to the previous quarter, global InsurTech funding reached $1.01 billion, remaining within a 10% margin of the $1.1 billion average observed over the past three years. This reflects a continuation of the steady funding trend the sector has maintained in recent periods.
Key Findings
- Global funding: $1.01 billion in Q3 2025
- Deal activity: 76 deals recorded — the lowest count since Q2 2020
- Early-stage growth: Early-stage funding increased 6.8% quarter over quarter
- AI-driven focus: 74.8% of total Q3 InsurTech funding went to AI-centered companies
- Commercial insurance investment: Commercial-focused InsurTechs raised $470.67 million during the quarter
- (Re)insurance participation: (Re)insurance companies backed 51 tech investments — the highest number on record
The report highlights the continued integration of AI technologies across the global InsurTech landscape, particularly within commercial insurance, underscoring its role in shaping new models of efficiency, underwriting, and customer service.
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