Yes, You Can Insure a DJ, Coffee Cart, or Etsy Shop! Here’s How

Microbusinesses are booming and Berkley's Small Business Solutions Special Event Vendors & E-commerce Retailers Program are designed for modern micro-enterprises.

Published on August 6, 2025

Berkley

Microbusinesses are booming! From special event vendors to e-commerce sellers building niche empires from their living rooms, the entrepreneurial spirit is all over. But, many of these businesses are still underserved when it comes to affordable, tailored insurance.

We’re changing that with Berkley’s Small Business Solutions Special Event Vendors & E-commerce Retailers Program designed for modern micro-enterprises.

Ideal Clients Include:

  • Special Event Vendors like:
    • Coffee carts, concession contractors, home décor & gift booths
    • Pop-up snack stands, pet supply vendors
    • Freelance DJs, musicians, and event planners — yes, with professional liability
  • E-commerce Retailers selling via Amazon, Etsy, or eBay:
    • Clothing, cosmetics, jewelry, grocery specialties, and more
    • These are the real businesses driving local economies — and they deserve real insurance solutions.

What Makes Our Offering Distinctive

  • Blanket Additional Insured
  • Spoilage, Theft, and Equipment Breakdown included
  • Property + Liability bundle
  • Professional Liability for many eligible classes
  • Built for businesses with under $1M revenue

Whether your client works from home, a temporary booth, or shared warehouse space — we’ve got them covered.

Stay informed and ahead of the curve — explore more industry insights and program opportunities at ProgramBusiness.com.