Increase income and owner retention with our property manager landlord insurance program

Landlord insurance is a policy that protects the dwelling from damage and protects both the owner and property manager from liability. SES’s specialized insurance program is designed exclusively for property managers (PM) who manage multiple rental properties on behalf of property owners, providing an affinity program insurance policy that covers all of the PM-managed properties in the program.

Program Benefits

• Risk-Bifurcation: Separate the landlords’ property insurance from their personal insurance policies removing the chance of a claim to their rental property directly impacting their personal insurance costs.
• Cost-Savings: Professionally managed rental properties inherently carry less risk than non-managed properties and therefore are more likely to receive preferred pricing. Secondly, the buying power and geographic spread of a diverse PM Managed portfolio is more favorable for pricing.
• Convenience: With an affinity insurance policy, PMs can manage all of their properties under a single policy, making it easier to keep track of certificates, coverage expiration, and claim.
• Customization: SES PM Landlord insurance policies can be customized to meet the PM’s and property owner’s specific needs, with options for additional coverage and limits.
• Expertise: Our program is overseen by a team of experienced insurance professionals who deeply understand property managers’ and landlord clients’ distinct requirements. They are adept at providing our agents with expert guidance and unwavering support, ensuring that our program delivers optimal results.

Key Features

Coverage for multiple types of rental properties, including single-family homes and multi-unit buildings.

Protection against property damage, liability coverage for injuries to tenants or visitors, and coverage for loss of rental income due to a covered event.

Tailoring for the specific needs of a residential real estate investor with the ability to add/remove coverages to address specific situations.

SES’s TIMS policy administration system streamlines insurance management for each property. Instant quotes, flexible billing, and compatibility with various owners and entity types allow for new policy issuances in minutes, ensuring a seamless experience for all parties.

Revenue Opportunity for your PM clients – PMs typically charge an average of $5 per property per month as an administration fee for the owner to be on their program.

Increased client retention. The policy is owned and managed by the PM. Should an owner wish to leave the PM’s services, they cannot take the policy with them.

Easy Implementation

Contact us today to learn more about SES’s Property Manager Affinity Landlord Insurance Program and how we can help your clients save on insurance costs while ensuring they have the tailored coverage they need.

The Power of SES Risk Solutions

For three decades, the real estate investment experts at SES Risk Solutions have delivered modern, flexible insurance solutions that provide comprehensive coverage for residential portfolios.

SES Partners Team

Partners@ses-ins.com

(855) 484-5062