RPS Signature Programs team specializes in California workers’ compensation. With access to many A.M. Best A-rated markets, no premium thresholds and a broad underwriting appetite, Signature Programs is your solution for workers’ compensation.

Contractors and their employees perform physical work in jobs that use potentially dangerous tools and machinery, while working in precarious environments and situations. In short, they face many risks of injury on the job. Nearly every state — including California — requires employers to offer workers’ compensation insurance to employees. Not only is workers’ comp coverage legally required for almost all construction or contractor businesses with employees, it also helps provide protection for the business by reducing its financial risk.

Our underwriting staff is responsive and ready to work together for successful outcomes. Competitive commissions, flexible payment plans including 0% down, and exceptional claims and loss control services encompass our workers’ compensation program for our broker partners and their clients.

Exceptional Workers’ Compensation Capabilities

Some of the highlights of the workers’ compensation program for California contractors include:

• 30-day lapse in coverage
• High X-mod business
• New venture contractors (with New Venture Supplemental)
• Up to 75% subcontractor exposure
• Up to 40-ft height exposure
• Up to 8-ft depth exposure
• Fast response time
• Flexible payment plan options
• Superior claims and loss control services
• Competitive rates and commissions

The program is available in the following states:

• Arizona
• Florida
• Georgia
• Illinois
• New Jersey
• Nevada
• New York
• Pennsylvania
• Texas

Workers’ Compensation Insurance Designed for Contractors

Sectors for which the program provides coverage include:

• Home remodel trades
• Landscapers
• Janitorial
• Sand and gravel haulers
• Service and artisans

How Workers’ Compensation Solution for California Contractors Can Help Your Clients

RPS Signature Programs team of industry experts can take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks, with the California workers’ compensation insurance program addressing the complex needs of California-based contractors.