A consortium of international risk management experts today announced the launch of HELP was created for organizations such as security, logistics, engineering and construction firms, and Non-Governmental Organizations (NGOs), charities or media that deploy personnel to war zones. It is also available to specialist firms for domestic operations such as nuclear installation protection, air, sea and land security, Homeland Security, VIP protection, explosive detection and related work.
"Organizations operating in hostile environments face many unique and complex risks, which might give rise to general and employee claims, including potential negligence," said Richard Neylon, partner at Holman Fenwick Willan LLP, a law firm that provides HELP's dedicated 24-hour crisis management service. "It is imperative these organizations are guided by expert risk mitigation and crisis response services, and are properly protected with specialist insurance coverage in all global jurisdictions."
The culmination of more than a decade of underwriting and risk mitigation experience in hostile environments, HELP provides the guidance and expertise required to protect an organization's liabilities, including its duty of care responsibilities. HELP has three primary components:
- Specialist insurance coverage through a Lloyd's facility that is open to all brokers and has insured land-based and marine operations in conflict zones from Iraq and Afghanistan to Somalia for more than a decade.
- Expert risk mitigation, including access to and a contribution towards the cost of a specialist team of legal, risk register, due diligence and security management experts - all with proven experience in the field.
- Dedicated 24-hour emergency response, crisis management and legal response services in the event of a crisis affecting the insured's operations.
HELP's Lloyd's facility is rated "A+" by S&P and is specifically designed for organizations operating in hostile environments, whether it be for their entire operations or for a particular contract. Coverage includes Professional, General, Employers', Auto and Technology Products Liability with Worldwide Jurisdiction and including losses arising from Political Violence and War & Terrorism. Human Asset protection for Kidnap & Ransom, Personal Accident and Medical, Political or Political Evacuation & Repatriation can be arranged to complement the HELP Liability product.
Insurance agents and brokers can visit www.hostileinsurance.com to learn how to access HELP