A New Way to Insure the Gig Economy’s Quiet Powerhouses

From resume writers to wedding officiants, America’s service economy runs on microbusinesses. These independent professionals often juggle multiple roles, and yet, when they try to get insurance, they’re either overpaying or overlooked entirely.

Published on July 23, 2025

insurance

From resume writers to wedding officiants, America’s service economy runs on microbusinesses. These independent professionals often juggle multiple roles, and yet, when they try to get insurance, they’re either overpaying or overlooked entirely.

At Berkley Small Business Solutions, we created a program just for them.

About Our Independent Service Contractors Program

This Micro-BOP solution is made for non-construction service professionals who work from home, from a booth, or on the move. We offer broad protection, including professional liability, for many service classes.

Ideal Clients Include:

  • Business Services like:
    • Bookkeepers, Graphic Designers, Appraisers
    • Event Planners, Freelance Performers, Data Entry
    • Coaches, Language Tutors, Translators
    • Travel Planners, Resume Writers, and more
  • Home & Personal Services like:
    • DJs, Fitness Instructors, Makeup Artists
    • Lawn Care Pros, Pet Sitters, House Cleaners
    • Computer & Jewelry Repair, Aquarium Cleaners
    • Personal Shoppers, Yoga Instructors, Wedding Officiants

Even genealogy investigators and taxidermists have a place here. This is coverage that finally fits the way people work today.

What Makes Our Offering Distinctive

  • Professional Liability, where applicable
  • Easy quote + bind platform
  • Built for businesses earning under $1M
  • Ideal for home-based and mobile professionals

Now seeking agencies that serve and support these hardworking professionals.