A.M. Best Downgrades Ratings of Munich Re

OLDWICK, N.J.--(BUSINESS WIRE)--Aug. 28, 2003--A.M. Best Co. has downgraded the financial strength ratings to A+ (Superior) from A++ (Superior) of Muenchener Rueckversicherungs (Munich Re), Germany, and its core subsidiaries. (See list below.) At the same time, A.M. Best has downgraded Munich Re's EUR 1.15 billion 1.0% senior unsecured convertible Eurobonds due June 2005 to "aa" from "aa+" and the EUR 3 billion 6.75% subordinated Eurobonds due June 2023 issued by Munich Re Finance B.V. and guaranteed by Munich Re to "a+" from "aa". The outlook on all ratings has been changed to stable from negative.

Published on August 28, 2003

These rating actions follow Munich Re's release of earnings for the first six months of 2003. Munich Re has reported an improvement of its non-life underwriting performance, but A.M. Best believes that earnings for the full year 2003 will be below expectations. Munich Re has reported a half year loss of EUR 603 million (USD 663 million) after a EUR 1.4 billion (USD 1.54 billion) tax provision.

Munich Re still holds a superior business position as the world's largest reinsurer benefiting from its outstanding global network and underwriting capacity.

The financial strength ratings have been downgraded to A+ (Superior) from A++ (Superior) of the following companies:

-- Muenchener Rueckversicherungs

-- Munich Reinsurance Company of Australasia Ltd

-- Great Lakes Reinsurance (UK) PLC

-- Munich Reinsurance Italy S.p.A.

-- New Reinsurance Company

-- Munich Reinsurance Company of Africa Ltd

-- Munich Reinsurance Company of Canada

-- Munich American Reassurance Company

The following debt rating has been downgraded to "aa" from "aa+". The outlook has been changed to stable from negative.

-- Muenchener Rueckversicherungs

-- EUR 1.15 billion 1.0% senior unsecured convertible Eurobonds,

due June 2005

The following debt rating has been downgraded to "a+" from "aa", and the outlook has been changed to stable from negative. This rating has been changed to align with the revised notching established and presented in A.M. Best's revised debt rating criteria issued July 17, 2003.

-- Munich Re Finance B.V.

-- EUR 3 billion 6.75% subordinated Eurobonds, due June 2023

A.M. Best Co., established in 1899, is the world's oldest and most authoritative insurance rating and information source. For more information, visit A.M. Best's Web site at www.ambest.com.

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