Best’s Special Report: U.S. Homeowners’ Segment Challenges Stress Carrier Operating Results

Homebuying is changing in FL

Elevated frequency of natural catastrophes and secondary perils in the first half of 2023 continue to drive deterioration within the U.S. homeowners insurance segment’s financial results, according to a new AM Best special report.

Amid Fluctuating and Emerging Business Risks, Cyber Threats Remain a Leading Concern

Insurers on cyber insurance standardization

The Travelers Companies, Inc. today released its 2023 Travelers Risk Index results, and for the ninth straight year, cyber threats were one of the top three business concerns among the 1,200 survey participants from small-, medium- and large-sized companies.

Intense Storms, Insurance Crisis Force Residents of a Louisiana Community to Consider Leaving

Hurricane season, homeowners damage

The cost of living with intense storms is prompting some residents of St. John the Baptist Parish to consider leaving this already depopulating area west of New Orleans, which sits near sea level and has taken a pounding in recent years from a succession of floods and major storms.

The Future of Fronting Companies in Property-Casualty Insurance: Part 2

what's ahead for fronting insurance companies

Fronting companies in the property-casualty industry serve as intermediaries, enabling insurance companies to access otherwise inaccessible markets. They serve as a platform for insurance programs, managing policy issuance and claims administration. They often find market distribution sources in the Program Business Storefront Directory.

Commercial Real Estate’s Next Big Headache: Spiraling Insurance Costs

Rising premiums impact on commercial real estate

Commercial real-estate insurance costs have risen 7.6% annually on average since 2017, according to Moody’s Analytics. Those increases can result in hundreds of thousands of dollars or more in additional annual costs, depending on location and size of the property. They can be steep enough to wipe away a year’s worth of profits.